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Flood Insurance Agents in Swansea, MA

Directory of flood insurance agents in Swansea, Massachusetts. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Swansea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Swansea, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 675-0308 baycoastinsurance.com
Frank Smith Insurance & Real Estate
246 Gardners Neck Road, Swansea, MA 02777
(508) 675-5557 franksmithinsurance.com
Hallmark Insurance Agency
220 Oak St, Swansea, MA 02777
(508) 209-5103
Customer Service | BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 491-3100 baycoastinsurance.com

Flood insurance agents in Swansea Massachusetts help homeowners and businesses obtain coverage through the National Flood Insurance Program. Massachusetts law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood risks near the Taunton River and Mount Hope Bay.

What Does a Flood Insurance Agent in Swansea Cost?

Flood insurance costs in Massachusetts vary by property. The average NFIP policy in the state costs around 700 to 1,200 dollars per year, but rates depend on flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Swansea Massachusetts?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flood insurance is recommended due to heavy rain and storm surge risks.
What does a flood insurance agent do in Swansea?
A flood insurance agent helps you choose the right policy, complete the application, and understand coverage limits. They can also assist with elevation certificates and claims filing.