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Compare Flood Insurance Agents in West Yarmouth, MA

Looking for a flood insurance agent in West Yarmouth? Review the directory below to compare your options.

3 agents listed
Updated May 2026
West Yarmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 flood insurance agents in West Yarmouth, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schlegel & Schlegel Insurance Brokers
34 Main St #28, West Yarmouth, MA 02673
(508) 771-8381 progressiveagent.com
Marshall K Lovelette Insurance Agency
396 MA-28, West Yarmouth, MA 02673
(508) 775-4559 loveletteins.com
The Oceanside Insurance group
411 MA-28, West Yarmouth, MA 02673
(508) 771-1660 oceansideinsurance.com

Flood insurance agents in West Yarmouth help property owners secure coverage through the National Flood Insurance Program and private markets. Massachusetts law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. West Yarmouth properties near Lewis Bay and Parker River areas often need specialized flood policies due to coastal exposure.

What Does a Flood Insurance Agent in West Yarmouth Cost?

Flood insurance costs in West Yarmouth vary by flood zone, elevation, and coverage amount. Average NFIP premiums in Massachusetts range from 700 to 2,000 dollars per year for moderate-risk areas, but high-risk coastal properties can exceed 4,000 dollars annually. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in West Yarmouth Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many West Yarmouth homeowners choose coverage because of storm surge risks from Cape Cod Bay.
What does a flood insurance agent in West Yarmouth do?
A flood insurance agent evaluates your property's flood zone, explains NFIP and private policy options, and helps you determine appropriate coverage limits. They also assist with elevation certificates and flood mitigation advice specific to Massachusetts coastal regulations.
How long does it take to get flood insurance in West Yarmouth?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Massachusetts law does not waive this waiting period for most standard purchases.