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Find Flood Insurance Agents in Whitinsville, MA

Compare flood insurance agents in Whitinsville. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Whitinsville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Whitinsville, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gaudette Insurance Agency
1 Plummers Corner, Whitinsville, MA 01588
(508) 234-6333 gaudette-insurance.com
Wiersma Insurance Agency, LLC
781 Main St, Whitinsville, MA 01588
(508) 234-6800 wiersmainsurance.com
William Mcauliffe Insurance
36 Providence Ln, Whitinsville, MA 01588
(508) 234-9207
Mussulli Insurance Group - Lynne Mussulli
95 Church St, Whitinsville, MA 01588
(774) 280-2729 mussulliinsurancegroup.com

Flood insurance agents in Whitinsville help property owners secure coverage through the National Flood Insurance Program and private markets. Massachusetts law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents can explain local flood maps and help you meet the 30-day waiting period before coverage takes effect.

What Does a Flood Insurance Agent in Whitinsville Cost?

Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage amount. For a standard NFIP policy in Whitinsville, annual premiums typically range from 700 to 2,500 dollars for a moderate-risk home, but high-risk properties can cost more. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Whitinsville?
A flood insurance agent helps you understand your flood risk based on FEMA flood maps for Whitinsville and the Blackstone River area. They can guide you on policy limits, deductibles, and compliance with Massachusetts lending requirements.
How long does it take to get flood insurance in Massachusetts?
Standard flood insurance policies through the NFIP have a 30-day waiting period before coverage starts. However, if you need coverage due to a mortgage closing, the waiting period may be waived if you apply within 13 days of the loan documents.
What flood zones are common in Whitinsville?
Parts of Whitinsville near the Mumford River and other waterways are in Zone AE, which has a 1 percent annual chance of flooding. Agents can check your specific address on the FEMA flood map to determine your zone and coverage needs.