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Find Flood Insurance Agents Near You in Worcester, MA

Browse flood insurance agents serving Worcester, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,432 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 29 flood insurance agents serving Worcester.

Showing 29 flood insurance agents in Worcester, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.70 Southbridge St(508) 799-3900
2Berlin Insurance Group61 Milton St(508) 459-1226
3Mainstream Insurance Agency, Inc.704 Southbridge St(508) 797-4500
4Zawada Insurance Agency52 Highland St(508) 831-0133
5Universal Insurance Agency Inc374 Belmont St(508) 752-9333
6HUB International292 Park Ave(508) 755-3555
7The Hanover Insurance Group, Inc.440 Lincoln St(800) 922-8427
8Feingold Insurance Agency446 Main St Suite 1403(508) 831-9500
9Silverstein Public Insurance Adjuster, LLC.4 Hartshorn Ave(508) 471-0912
10Educators Insurance440 Lincoln St(888) 908-6822
AI
70 Southbridge St
A-Affordable Insurance Agency, Inc.
Flood Insurance Agent · Worcester, MA

A-Affordable Insurance Agency, Inc., based in Worcester, Massachusetts, assists property owners in securing financial protection against flood damage. It specializes specifically in flood insurance policies, helping clients navigate federal program requirements and local risk factors. Understanding the area's weather patterns and flood zones is essential for recommending appropriate coverage. This flood insurance agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring policies to their distinct operational needs and property types.

BI
61 Milton St
Berlin Insurance Group
Flood Insurance Agent · Worcester, MA

Berlin Insurance Group serves Worcester, Massachusetts, and the surrounding communities with expert guidance on flood insurance. The agency handles policies that protect residential and commercial properties from water damage and loss. These services are essential for homeowners and businesses in flood-prone areas of Central Massachusetts. To manage each client situation, the firm begins with a detailed property risk assessment and a review of local flood zone maps, then identifies appropriate coverage options that meet the specific needs of the property.

MI
704 Southbridge St
Mainstream Insurance Agency, Inc.
Flood Insurance Agent · Worcester, MA

Mainstream Insurance Agency, Inc. in Worcester, Massachusetts provides residential flood insurance coverage, helping local homeowners protect their properties against water damage. The agency also offers commercial flood policies for area businesses and serves clients throughout Worcester County. Navigating the National Flood Insurance Program and private market options, agents work to secure appropriate protection for each property. By assessing elevation and flood zone factors, they tailor quotes to individual needs. Customers often return for annual policy reviews and updates between regular insurance visits.

ZI
52 Highland St
Zawada Insurance Agency
Flood Insurance Agent · Worcester, MA

Zawada Insurance Agency in Worcester, Massachusetts, is known for providing flood insurance policies to property owners in the area. The agency helps local homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. It serves clients in high-risk flood zones as well as those in lower-risk areas. Flood insurance can be a necessary addition to standard property policies. A specialty service the agency can add on is contents coverage for personal belongings within a flooded structure.

UI
374 Belmont St
Universal Insurance Agency Inc
Flood Insurance Agent · Worcester, MA

Universal Insurance Agency Inc in Worcester, Massachusetts offers flood insurance policy consultations and risk assessments for properties in flood-prone areas. Its service plans include policy reviews, coverage adjustments, and assistance with claims filing to ensure appropriate protection. Maintenance plans focus on helping clients update policies as flood maps and regulations change. The agency provides coverage for single-family homes, apartments, retail spaces, and restaurants.

HI
292 Park Ave
HUB International
Flood Insurance Agent · Worcester, MA

HUB International in Worcester, Massachusetts, assists local homeowners with residential flood insurance, ensuring properties are protected against water damage. Commercial coverage is also offered for area businesses facing flood risks throughout central Massachusetts. The agency works with clients by evaluating needs for Federal Emergency Management Agency or private policies. After an initial policy is set, they regularly provide follow-up support and will adjust coverage between annual visits as neighborhood flood maps change or property conditions evolve.

HI
440 Lincoln St
The Hanover Insurance Group, Inc.
Flood Insurance Agent · Worcester, MA

The Hanover Insurance Group, Inc. serves the Worcester, Massachusetts metro area as a flood insurance agent. It provides standard coverage for residential and commercial properties located in designated flood zones and moderate-risk areas. The company assists clients in obtaining policies through the National Flood Insurance Program. Its services include evaluating structural flood risks from local waterways and storms. Specifically, it handles the processing of new flood insurance applications and the management of policy renewals for existing property owners.

FI
446 Main St Suite 1403
Feingold Insurance Agency
Flood Insurance Agent · Worcester, MA

Serving Worcester and the surrounding central Massachusetts communities, Feingold Insurance Agency handles flood insurance policies for both residential and commercial properties exposed to water damage risks. It guides clients through the federal National Flood Insurance Program requirements and can explain local flood zone designations for the area. For each typical job, the agency conducts a thorough review of the property’s elevation and flood history before presenting a policy that matches the specific coverage needs of the customer.

SP
4 Hartshorn Ave
Silverstein Public Insurance Adjuster, LLC.
Flood Insurance Agent · Worcester, MA

As a flood insurance agent, Silverstein Public Insurance Adjuster, LLC distinguishes between one-time consultations for specific policy reviews and recurring support for coverage adjustments as needs evolve. Coverage helps property owners in Worcester, Massachusetts address financial protection against flood damage through standard or excess flood policies. Each client’s exposure, from basements to entire structures, determines appropriate limits and deductibles. Service is provided primarily on an as-needed basis, tailored to each inquiry regarding a new policy, claim assessment, or coverage update.

EI
440 Lincoln St
Educators Insurance
Flood Insurance Agent · Worcester, MA
PI
424 Belmont St
Point Insurance - Worcester
Flood Insurance Agent · Worcester, MA
(508) 552-8066
linktr.ee/pointinsurance
IM
Day Building, 306 Main St
Insurance Marketing Agencies
Flood Insurance Agent · Worcester, MA
(508) 753-7233
imaagency.com
DG
190 Park Ave
Deland, Gibson Insurance Associates
Flood Insurance Agent · Worcester, MA
(508) 755-5200
delandgibson.com/locations/worcester
WJ
270 Pleasant St C2
Wilson J Insurance Agency
Flood Insurance Agent · Worcester, MA
(508) 459-0002
wilsonjinsurance.com
CI
318 Plantation St
Cantiani Insurance
Flood Insurance Agent · Worcester, MA
(508) 791-2088
cantianiagency.com
MC
218 Chandler St
Mill City Insurance
Flood Insurance Agent · Worcester, MA
(978) 655-4654
millcityinsurance.com
WI
271 Greenwood St First Floor
WebFirst Insurance, LLC
Flood Insurance Agent · Worcester, MA
(800) 957-1455
webfirstinsurance.com
KD
Mercantile Center, 120 Front St
Knight-Dik Insurance
Flood Insurance Agent · Worcester, MA
(508) 753-6353
knightdik.com
WI
20 Park Ave
World Insurance Associates LLC
Flood Insurance Agent · Worcester, MA
(508) 752-7504
locations.worldinsurance.com/obrien-and-gibbons-insurance-a-world-compnay-5e281a499cc7
UI
70 James St Suite 257
Unified Insurance Agency Inc.
Flood Insurance Agent · Worcester, MA
(508) 658-2323
TB
617 Mill St STE 1
Thomas B Carroll Insurance
Flood Insurance Agent · Worcester, MA
(508) 752-3300
thomascarrollinsurance.com
SA
27 Mechanic St #204
Sheppard Agency & Goosehead Insurance
Flood Insurance Agent · Worcester, MA
(508) 618-7128
goosehead.com/Kyle-Sheppard
BI
398 Belmont St
Buckley Insurance Agency, Inc
Flood Insurance Agent · Worcester, MA
(508) 791-2572
buckleyia.com
WI
18 John St Pl
Wolpert Insurance
Flood Insurance Agent · Worcester, MA
(508) 459-4700
wolpert.com
WI
50 Franklin St
Worcester Insurance
Flood Insurance Agent · Worcester, MA
(508) 203-6592
GI
27 Mechanic St suite 204
Goosehead Insurance - Kyle F. Sheppard
Flood Insurance Agent · Worcester, MA
(508) 618-7128
goosehead.com/agents/ma/worcester/kyle-f-sheppard
EM
490 Shrewsbury St
ELAINE M SAMPSON INSURANCE AGENCY
Flood Insurance Agent · Worcester, MA
(508) 799-3998
elainedalonzosampsoninsuranceagency.vpweb.com
AI
273 SW Cutoff
A&p Insurance Inc: Perham Annemarie
Flood Insurance Agent · Worcester, MA
(508) 756-4300
ES
100 Front St Suite 400
Eastern Standard Insurance Consultants
Flood Insurance Agent · Worcester, MA
(508) 864-3867
easternstandardins.com

What Does a a Flood Insurance Agent in Worcester Cost?

Flood insurance costs in Worcester vary by property elevation, flood zone, and coverage amount. Average NFIP premiums in Massachusetts range from about 700 to 2,500 dollars per year for standard policies. Higher-risk properties or those needing excess coverage may pay more. Private market rates can differ. This is general information and not insurance advice.

About flood insurance agents in Worcester

Flood insurance agents in Worcester Massachusetts help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can guide you through elevation certificates and flood map changes specific to Worcester County.

Frequently Asked Questions

Do I need flood insurance in Worcester Massachusetts?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many Worcester properties face flood risk from heavy rain and snowmelt.

What does a flood insurance agent in Worcester do?

A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you complete the application. They can also assist with elevation certificates and claims support after a flood event.

How long does it take to get flood insurance in Worcester?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waits. It is important to plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.