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Compare Flood Insurance Agents in Harrison Township, MI
Looking for a flood insurance agent in Harrison Township? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Harrison Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 flood insurance agents in Harrison Township, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Legacy Partners Insurance Services
39833 Bridgeview St, Harrison Township, MI 48045
(586) 209-4106
legacypartnersins.com
Christopher Swift
28326 S River Rd, Harrison Township, MI 48045
(586) 231-2520
content.naic.org
AAA Insurance - Chris Swift Insurance Agency
28326 S River Rd, Harrison Township, MI 48045
(586) 231-2520
locator.acg.aaa.com
Flood insurance agents in Harrison Township help property owners understand their risk along Lake St. Clair and the Clinton River. Michigan law requires flood insurance for properties in high-risk areas if they have a federally backed mortgage. Agents can guide you through the National Flood Insurance Program and private options.
What Does a Flood Insurance Agent in Harrison Township Cost?
Typical flood insurance costs in Michigan range from about $700 to $2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market rates can be higher or lower. A $100,000 building policy in a low-risk zone may cost around $500 annually, while high-risk properties can exceed $3,000. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Harrison Township Michigan?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding is possible due to heavy rain or lake overflow.
What does a flood insurance agent do in Harrison Township?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims support.
How long does it take to get flood insurance in Michigan?
NFIP policies typically have a 30-day waiting period before coverage starts. Private policies may have different terms. Plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.