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Find Flood Insurance Agents in Macomb, MI

Compare flood insurance agents in Macomb. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Macomb, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 flood insurance agents in Macomb, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Ables - State Farm Insurance Agent
51098 Romeo Plank Rd, Macomb, MI 48042
(586) 846-2220 justinablessf.com
AAA Insurance - Ron Steffens Agency
50798 Romeo Plank Rd, Macomb, MI 48044
(586) 954-2461 locator.acg.aaa.com
Alcon Insurance Services
53230 Abraham Dr, Macomb, MI 48042
(586) 467-5775 alconinsuranceservices.com
Steven Fedenis: Allstate Insurance
21908 23 Mile Rd, Macomb, MI 48042
(586) 646-2110 agents.allstate.com
Markus Insurance
46401 Romeo Plank Rd # 3A, Macomb, MI 48044
(586) 228-1313 markusinsuranceagency.com
Gompers, Cornish & Barr
22955 21 Mile Rd, Macomb, MI 48042
(586) 949-2300 gcbinsurance.com
Michigan Farm Bureau Insurance - Austin Nardecchia Agency
45200 Card Rd Suite 112, Macomb, MI 48044
(586) 371-2348 michfb.com
Mitzel Agency Inc
45200 Card Rd Suite 120, Macomb, MI 48044
(586) 773-8600 mitzelinsurance.com

Macomb, Michigan is located near Lake St. Clair and the Clinton River, making flood insurance important for many property owners. A flood insurance agent in Macomb can help you understand the National Flood Insurance Program (NFIP) requirements and find a policy that fits your needs. Michigan law does not require flood insurance, but mortgage lenders often mandate it for homes in high-risk flood zones.

What Does a Flood Insurance Agent in Macomb Cost?

The cost of flood insurance in Macomb, Michigan typically ranges from 500 to 2,500 dollars per year for an NFIP policy, depending on your flood zone, property value, and coverage amount. Private flood insurance may cost more or less based on risk assessment. Actual premiums vary by situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Macomb, Michigan?
Flood insurance is not required by Michigan state law. However, if your home is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require it. Even outside high-risk zones, flooding can occur, so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Macomb do?
A flood insurance agent helps you assess your flood risk, explains NFIP policy options, and assists with applying for coverage. They can also guide you on flood zone map changes and help you understand deductibles and coverage limits specific to your property.
How do I find a flood insurance agent in Macomb?
You can search for licensed insurance agents in Macomb who offer flood insurance through the NFIP or private carriers. The Michigan Department of Insurance and Financial Services provides a list of licensed agents. Ask agents about their experience with NFIP claims and local flood risks.