Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 flood insurance agents in Madison Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Arce - State Farm Insurance Agent
909 E 12 Mile Rd, Madison Heights, MI 48071
(248) 399-1155
davearce.com
Gary Serdoz - State Farm Insurance Agent
30260 John R Rd, Madison Heights, MI 48071
(248) 583-3303
garyfserdoz.com
Bryan Bromley - State Farm Insurance Agent
551 E 11 Mile Rd Ste 1C, Madison Heights, MI 48071
(586) 446-4600
bryanbromley.com
Doug Ware Insurance Inc
30795 John R Rd, Madison Heights, MI 48071
(248) 265-3444
dougwareinsurance.com
L.A. Insurance
28707 Dequindre Rd, Madison Heights, MI 48071
(248) 398-2233
lainsurance.com
Zak Rusak: Allstate Insurance
131 W 13 Mile Rd, Madison Heights, MI 48071
(248) 588-9200
agents.allstate.com
Jensen Insurance Agency
29081 Dequindre Rd F, Madison Heights, MI 48071
(248) 546-9400
jensenagency.com
Matthew Buschman Agency
724 W 11 Mile Rd, Madison Heights, MI 48071
(248) 617-0026
agents.farmers.com
What Does a Flood Insurance Agent in Madison Heights Cost?
In Madison Heights, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars annually for a single-family home. Costs depend on factors like the property's flood zone, foundation type, and elevation relative to base flood elevation. Private flood insurance may cost less for properties in low-risk zones but can be higher for high-risk areas. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Madison Heights Michigan?
Flood insurance is not required by Michigan state law, but mortgage lenders may require it if your property is in a FEMA-designated Special Flood Hazard Area (SFHA). Check FEMA flood maps for Madison Heights to see your zone.
What does a flood insurance agent in Madison Heights do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How much does flood insurance cost in Madison Heights Michigan?
Costs vary based on your property's flood zone, elevation, and coverage amount. In Michigan, average NFIP premiums range from 700 to 2,000 dollars per year for a standard home. Private insurers may offer lower rates for lower-risk properties.