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Compare Flood Insurance Agents in Pontiac, MI

Browse flood insurance agents serving Pontiac, Michigan. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 6 flood insurance agents in Pontiac, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sam Cannonier - State Farm Insurance Agent
67 W Huron St, Pontiac, MI 48342
(248) 857-5800 samcannonier.com
Premier Insurance Agency
695 Baldwin Ave, Pontiac, MI 48340
(248) 977-4631 premierinsuranceagency.com
Eugene Hawkins III - State Farm Insurance Agent
577 Walton Blvd., Pontiac, MI 48340
(248) 377-1776 eugenehawkins.com
L.A. Insurance
1614 Perry St, Pontiac, MI 48340
(248) 340-0555 lainsurance.com
L.A. Insurance
687 University Dr, Pontiac, MI 48342
(248) 334-8500 lainsurance.com
Insurance Store Agency LLC
784 Cesar E Chavez Ave, Pontiac, MI 48340
(248) 451-1100

Flood insurance agents in Pontiac Michigan help homeowners and businesses protect against water damage. Michigan law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. A local agent can explain the National Flood Insurance Program rules and find coverage that fits your needs.

What Does a Flood Insurance Agent in Pontiac Cost?

Flood insurance costs in Michigan vary based on flood zone, building elevation, and coverage amount. Average annual premiums for NFIP policies range from 700 to 2000 dollars. High-risk areas may cost more. Private market rates can differ. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Pontiac Michigan?
Pontiac is near the Clinton River and has areas with flood risk. An agent helps you understand your flood zone and choose the right NFIP policy. They also guide you through Michigan insurance requirements.
What does a flood insurance agent in Michigan do?
A flood insurance agent assesses your property risk and helps you apply for NFIP coverage. They explain waiting periods and coverage limits. They also assist with policy changes and renewals.
How long does it take to get flood insurance in Michigan?
NFIP policies usually have a 30-day waiting period before coverage starts. An agent can help you plan ahead. Some private insurers may offer shorter waiting times.