ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Caledonia? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 flood insurance agents in Caledonia, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316
kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344
danielsoninsuranceagency.com
Flood insurance agents in Caledonia Minnesota help property owners secure coverage through the National Flood Insurance Program and private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and coverage options for homes and businesses in Houston County.
What Does a Flood Insurance Agent in Caledonia Cost?
The cost of flood insurance in Minnesota varies by flood zone, property value, and coverage amount. For a typical NFIP policy in a moderate-risk area, annual premiums range from 500 to 1,500 dollars. High-risk zones can cost 2,000 to 4,000 dollars or more. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Caledonia Minnesota?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur and coverage is recommended.
How does a flood insurance agent help in Caledonia?
An agent can review your property's flood zone designation, explain coverage limits from the NFIP, and help you choose between government and private flood policies. They also assist with filing claims and understanding Minnesota floodplain regulations.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Caledonia who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.