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Find Flood Insurance Agents Near You in North Mankato, MN
Directory of flood insurance agents in North Mankato, Minnesota. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
North Mankato, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 flood insurance agents in North Mankato, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Key City Insurance Agency
1760 Commerce Dr, North Mankato, MN 56003
(507) 625-7667
insurancekeycity.com
Simpson Insurance Agency
1445 Lookout Dr, North Mankato, MN 56003
(507) 388-7283
simpsonagencyonline.com
Thad Simpson Insurance Agency
1445 Lookout Dr, North Mankato, MN 56003
(507) 388-7283
simpsonagencyonline.com
Brown & Brown Insurance
1120 South Ave, North Mankato, MN 56003
(507) 388-2010
bbrown.com
Flood insurance agents in North Mankato help property owners secure coverage through the National Flood Insurance Program and private markets. North Mankato is located near the Minnesota River, making flood risk awareness important for many homes and businesses. Minnesota state law requires lenders to mandate flood insurance for properties in high-risk flood zones.
What Does a Flood Insurance Agent in North Mankato Cost?
Flood insurance costs in Minnesota vary based on property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2000 dollars for a standard home in a moderate-risk zone. Higher-risk areas near rivers or lakes can see premiums above 3000 dollars. Private market options may offer lower rates for low-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in North Mankato Minnesota?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many agents recommend coverage because heavy rains and snowmelt can cause unexpected flooding.
How do I choose a flood insurance agent in North Mankato?
Look for an agent licensed in Minnesota who understands the NFIP and local flood maps. Ask about their experience with properties near the Minnesota River and whether they can compare NFIP and private flood insurance options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.