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Directory of flood insurance agents in Wayzata, Minnesota. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 6 flood insurance agents in Wayzata, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fry & Associates - National Insurance Brokers
600 Twelve Oaks Center Dr Suite 103, Wayzata, MN 55391
(612) 455-8965
mynationalbroker.com
Premier Insurance Agency
801 Twelve Oaks Center Dr #818, Wayzata, MN 55391
(763) 258-7018
thepremierinsuranceagency.com
Minnesota Insurance Group
15250 Wayzata Blvd # 103, Wayzata, MN 55391
(952) 930-3661
maverickriskpartners.com
Bullis Insurance Agency, LLC
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391
(952) 449-0089
bullisagency.com
Choice Insurance Agency
801 Twelve Oaks Center Dr #809, Wayzata, MN 55391
(952) 417-0088
choiceinsuranceinc.com
insurance specialist network
1001 Twelve Oaks Center Dr, Wayzata, MN 55391
(952) 856-8720
insurancespecialistnetwork.com
Flood insurance agents in Wayzata Minnesota help property owners secure coverage through the National Flood Insurance Program or private insurers. Wayzata sits on Lake Minnetonka and many homes in the area fall within Special Flood Hazard Areas as mapped by FEMA. Minnesota law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk zones.
What Does a Flood Insurance Agent in Wayzata Cost?
In Minnesota the average annual NFIP premium is around $700 to $1,200 for a standard policy but costs vary widely based on flood zone elevation and building characteristics. Properties in high-risk areas near Lake Minnetonka may see premiums from $1,500 to $4,000 or more. Private flood insurance can sometimes be cheaper or more expensive depending on the risk profile. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Wayzata Minnesota?
Flood insurance is not required by Minnesota state law but your mortgage lender may require it if your property is in a FEMA-designated flood zone. Many homes near Lake Minnetonka are in Zone AE or Zone A which have higher flood risk.
What does a flood insurance agent in Wayzata do?
A flood insurance agent helps you assess your flood risk review FEMA flood maps and compare NFIP policies with private flood insurance options. They also assist with completing the Standard Flood Insurance Policy application and explaining coverage limits and deductibles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.