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Find Flood Insurance Agents Near You in Southaven, MS

Browse flood insurance agents serving Southaven, Mississippi. Updated 2026-07-14.

The top-rated flood insurance agent in Southaven, Mississippi is Will Patton - State Farm Insurance Agent, rated 5.0 stars across 300 reviews. Other highly rated options include Angela Kidd Insurance, Kimberly C Taylor - State Farm Insurance Agent, Steven Womack - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Southaven.

Showing 19 flood insurance agents in Southaven, MSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Will Patton - State Farm Insurance Agent3979 Getwell Rd(662) 510-8875
2Angela Kidd Insurance8830 Centre St # 1(662) 339-8133
3Kimberly C Taylor - State Farm Insurance Agent775 Goodman Rd E #27(662) 655-0674
4Steven Womack - State Farm Insurance Agent5740 Getwell Rd Building Unit 11C(662) 470-5658
5Ryan T. England - State Farm Insurance Agent1055 Church Rd E(662) 349-1550
6Holland Insurance, Inc.6820 Cobblestone Blvd(662) 895-5528
7Alfa Insurance, Jeff Ragan Agency3865 Goodman Rd E(662) 510-8084
8Farm Bureau Insurance7055 Getwell Rd(662) 470-4524
9Bill Gorman - State Farm Insurance Agent7165 Getwell Rd BLDG A(662) 393-3000
10Thomas Insurance Agency1240 Goodman Rd E Ste 3(662) 349-0028
WP
3979 Getwell Rd
Will Patton - State Farm Insurance Agent
Flood Insurance Agent · Southaven, MS

Will Patton - State Farm Insurance Agent serves Southaven, Mississippi, and the surrounding DeSoto County area, offering flood insurance coverage to homeowners and renters. This agency helps property owners assess their flood risk and find policies that meet lender requirements or individual needs. The office provides guidance on understanding coverage limits, deductibles, and options for protecting residential properties from flood damage. Specific services include quoting competitive flood premiums from the National Flood Insurance Program and assisting with policy changes to address new construction or updated elevation certificates.

AK
8830 Centre St # 1
Angela Kidd Insurance
Flood Insurance Agent · Southaven, MS

Angela Kidd Insurance provides flood insurance services for property owners in the Southaven, Mississippi area. Its plans typically offer coverage for damage caused by rising water, helping clients protect their assets against regional weather patterns that can produce heavy rains and runoff. Policy servicing includes guidance on coverage limits, claim filing assistance, and periodic policy reviews to adjust for changing local flood zone maps. The agency provides solutions for single-family homes, apartments, retail locations, and restaurants.

KC
775 Goodman Rd E #27
Kimberly C Taylor - State Farm Insurance Agent
Flood Insurance Agent · Southaven, MS

Kimberly C Taylor - State Farm Insurance Agent in Southaven, Mississippi, assists homeowners, businesses, and property managers in securing flood insurance policies to protect their assets from water damage. The agency evaluates each client’s property risk and coverage needs, explaining policy options from the National Flood Insurance Program. Its services include policy applications, renewals, and claims guidance, helping clients navigate coverage requirements and flood zone regulations. The agency also serves clients in neighboring Horn Lake and the greater Memphis metropolitan area across the state line.

SW
5740 Getwell Rd Building Unit 11C
Steven Womack - State Farm Insurance Agent
Flood Insurance Agent · Southaven, MS

Steven Womack - State Farm Insurance Agent serves Southaven, Mississippi, and nearby communities in the greater Memphis area. This local agency handles flood insurance policies designed to protect residential and commercial properties against water damage from rising waters. It evaluates each property's flood zone risk to recommend appropriate coverage levels. The agency assists clients in understanding policy exclusions and the required waiting periods before coverage takes effect. To manage each job, Steven Womack typically begins with a thorough property risk assessment followed by personalized policy selection.

RT
1055 Church Rd E
Ryan T. England - State Farm Insurance Agent
Flood Insurance Agent · Southaven, MS

When choosing coverage, a flood insurance agent offers both a one-time policy for a single dwelling and a recurring annual policy that renews automatically to protect property again each year. Ryan T. England - State Farm Insurance Agent in Southaven, MS, assists homeowners and renters in understanding the risks specific to local flood zones and selecting appropriate limits. This provider’s service arrangement operates on an as-needed basis according to each client’s request for a policy quote or claim assistance.

HI
6820 Cobblestone Blvd
Holland Insurance, Inc.
Flood Insurance Agent · Southaven, MS

Holland Insurance, Inc. specializes in securing flood coverage for properties in Southaven, MS, and also provides general consultation on policy options and risk assessments. As a dedicated flood insurance agent, it helps property owners navigate the National Flood Insurance Program and private market solutions to protect homes and businesses from water damage. This guidance is especially valuable during the spring storm season or when heavy thunderstorms elevate the potential for flash flooding in the area.

AI
3865 Goodman Rd E
Alfa Insurance, Jeff Ragan Agency
Flood Insurance Agent · Southaven, MS

Alfa Insurance, Jeff Ragan Agency in Southaven, Mississippi helps property owners with general insurance needs while specializing in flood insurance coverage. Its flood policies protect against water damage from heavy rain and rising rivers common to the Mid-South region. The agency works with clients to understand their flood zone risks and select appropriate policies. It can serve commercial sectors including offices, warehouses, and food service operations.

FB
7055 Getwell Rd
Farm Bureau Insurance
Flood Insurance Agent · Southaven, MS

When spring storms or flash flooding threaten the Mid-South, property owners in Southaven, MS, often need quick advice on protecting their investments. Farm Bureau Insurance addresses these needs by providing flood insurance agent services for homes and businesses in flood-prone areas. They work with clients to assess risk and understand policy options that align with regional weather patterns. To begin the process, an agent schedules a property inspection to evaluate flood exposure and discuss coverage limits.

BG
7165 Getwell Rd BLDG A
Bill Gorman - State Farm Insurance Agent
Flood Insurance Agent · Southaven, MS

Bill Gorman’s State Farm agency in Southaven, MS, provides residential flood insurance to protect homeowners against storm-driven water damage. Commercial coverage is also available for local small businesses in need of policy review. Service extends throughout DeSoto County and surrounding areas. Property owners can call the office to review existing limits and make coverage additions based on updated flood zone maps. After the initial quote and policy setup, clients can return between regular visits for annual plan adjustments or filing a first claim notice when a storm passes.

TI
1240 Goodman Rd E Ste 3
Thomas Insurance Agency
Flood Insurance Agent · Southaven, MS

Thomas Insurance Agency in Southaven, MS, is known for helping property owners secure flood insurance coverage. Its service range includes advising clients on federal flood program options and assisting with policy applications. Navigating flood risk in the mid-South requires careful evaluation of elevation zones and local floodplain maps. The agency works with property owners to understand their specific flood exposure and the coverage needed. This practice often includes a review of existing policies to identify gaps. As an additional specialty, the agency can help arrange excess flood coverage for higher-value properties.

SI
5699 Getwell Rd Bldg 2
Shelter Insurance - Ryan Ashby
Flood Insurance Agent · Southaven, MS
(662) 349-1449
shelterinsurance.com/CA/agent/RASHBY
SI
5740 Getwell Rd #12-A
SouthGroup Insurance - DeSoto
Flood Insurance Agent · Southaven, MS
(662) 349-2021
southgroup.net/contact/desoto-ms-insurance
SI
8570 US-51 Ste 5
Shelter Insurance - Dylan Farrow
Flood Insurance Agent · Southaven, MS
(662) 393-0031
shelterinsurance.com/CA/agent/DFARROW
SI
1046 Church Rd W # 103
Shelter Insurance - Wes Booker
Flood Insurance Agent · Southaven, MS
(662) 393-0046
shelterinsurance.com/CA/agent/WBOOKER
SI
6080 Getwell Rd #202
Shelter Insurance - Josh Wilson
Flood Insurance Agent · Southaven, MS
(662) 349-1450
shelterinsurance.com/CA/agent/JWILSON
GI
2855 Nail Rd E Suite 102
Guardian Insurance Group LLC
Flood Insurance Agent · Southaven, MS
(662) 895-5600
guardianinsurance.org
EG
7195 Swinnea Rd B
Eric Goodrich Insurance
Flood Insurance Agent · Southaven, MS
(662) 470-5046
goodrichinsurance.net
PI
1938 Gibbs Cove
Pioneer Insurance Center
Flood Insurance Agent · Southaven, MS
(901) 676-6615
pioneerinscenter.com
SI
7193 Swinnea Rd B
Shelter Insurance - Tracie Napier, Lutcf
Flood Insurance Agent · Southaven, MS
(662) 349-2002
shelterinsurance.com/CA/agent/TNAPIER

What Does a a Flood Insurance Agent in Southaven Cost?

Flood insurance costs in Mississippi vary by property location, elevation, and coverage amount. For a typical NFIP policy in Southaven, annual premiums range from around 700 dollars for low-risk zones to over 2,500 dollars for high-risk areas. Private market policies may offer different pricing and higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Southaven

Flood insurance agents in Southaven Mississippi help property owners secure coverage through the National Flood Insurance Program and private carriers. Southaven sits near the Mississippi River and experiences heavy rainfall, making flood protection important for many homes and businesses. Mississippi law requires lenders to mandate flood insurance on properties in high-risk flood zones, so working with a local agent ensures you meet those requirements.

Frequently Asked Questions

Do I need flood insurance in Southaven Mississippi?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, and a local agent can help you decide if voluntary coverage makes sense for your situation.

What does a flood insurance agent in Southaven do?

A flood insurance agent evaluates your property's flood risk, explains policy options from the NFIP and private insurers, and helps you complete the application. They also assist with understanding coverage limits, deductibles, and the 30-day waiting period before most policies take effect.

How long does it take for flood insurance to start in Mississippi?

Standard NFIP policies have a 30-day waiting period from the date of application and payment before coverage begins. Exceptions exist for loans closing on a property, in which case coverage starts at closing. Private insurers may have different waiting periods, so ask your agent for details.

Flood Insurance Agents in Other Mississippi Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.