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Directory of flood insurance agents in Southaven, Mississippi. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Southaven, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 19 flood insurance agents in Southaven, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Will Patton - State Farm Insurance Agent
3979 Getwell Rd, Southaven, MS 38672
(662) 510-8875
pattoninsurance.org
Angela Kidd Insurance
8830 Centre St # 1, Southaven, MS 38671
(662) 339-8133
angelakiddinsurance.com
Kimberly C Taylor - State Farm Insurance Agent
775 Goodman Rd E #27, Southaven, MS 38671
(662) 655-0674
insurewithkimberlytaylor2.com
Steven Womack - State Farm Insurance Agent
5740 Getwell Rd Building Unit 11C, Southaven, MS 38672
(662) 470-5658
swsfteam.com
Ryan T. England - State Farm Insurance Agent
1055 Church Rd E, Southaven, MS 38671
(662) 349-1550
ryanengland.com
Holland Insurance, Inc.
6820 Cobblestone Blvd, Southaven, MS 38672
(662) 895-5528
hollandinsuranceinc.com
Farm Bureau Insurance
7055 Getwell Rd, Southaven, MS 38672
(662) 470-4524
msfbins.com
Alfa Insurance, Jeff Ragan Agency
3865 Goodman Rd E, Southaven, MS 38672
(662) 510-8084
alfainsurance.com
Bill Gorman - State Farm Insurance Agent
7165 Getwell Rd BLDG A, Southaven, MS 38672
(662) 393-3000
billgorman.net
Thomas Insurance Agency
1240 Goodman Rd E Ste 3, Southaven, MS 38671
(662) 349-0028
progressiveagent.com
Shelter Insurance - Ryan Ashby
5699 Getwell Rd Bldg 2, Southaven, MS 38672
(662) 349-1449
shelterinsurance.com
SouthGroup Insurance - DeSoto
5740 Getwell Rd #12-A, Southaven, MS 38672
(662) 349-2021
southgroup.net
Shelter Insurance - Josh Wilson
6080 Getwell Rd #202, Southaven, MS 38672
(662) 349-1450
shelterinsurance.com
Shelter Insurance - Dylan Farrow
8570 US-51 Ste 5, Southaven, MS 38671
(662) 393-0031
shelterinsurance.com
Shelter Insurance - Wes Booker
1046 Church Rd W # 103, Southaven, MS 38671
(662) 393-0046
shelterinsurance.com
Guardian Insurance Group LLC
2855 Nail Rd E Suite 102, Southaven, MS 38672
(662) 895-5600
guardianinsurance.org
Eric Goodrich Insurance
7195 Swinnea Rd B, Southaven, MS 38671
(662) 470-5046
goodrichinsurance.net
Shelter Insurance - Tracie Napier, Lutcf
7193 Swinnea Rd B, Southaven, MS 38671
(662) 349-2002
shelterinsurance.com
Pioneer Insurance Center
1938 Gibbs Cove, Southaven, MS 38671
(901) 676-6615
pioneerinscenter.com
Flood insurance agents in Southaven Mississippi help property owners secure coverage through the National Flood Insurance Program and private carriers. Southaven sits near the Mississippi River and experiences heavy rainfall, making flood protection important for many homes and businesses. Mississippi law requires lenders to mandate flood insurance on properties in high-risk flood zones, so working with a local agent ensures you meet those requirements.
What Does a Flood Insurance Agent in Southaven Cost?
Flood insurance costs in Mississippi vary by property location, elevation, and coverage amount. For a typical NFIP policy in Southaven, annual premiums range from around 700 dollars for low-risk zones to over 2,500 dollars for high-risk areas. Private market policies may offer different pricing and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Southaven Mississippi?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, and a local agent can help you decide if voluntary coverage makes sense for your situation.
What does a flood insurance agent in Southaven do?
A flood insurance agent evaluates your property's flood risk, explains policy options from the NFIP and private insurers, and helps you complete the application. They also assist with understanding coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How long does it take for flood insurance to start in Mississippi?
Standard NFIP policies have a 30-day waiting period from the date of application and payment before coverage begins. Exceptions exist for loans closing on a property, in which case coverage starts at closing. Private insurers may have different waiting periods, so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.