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HomeFlood Insurance AgentsMissouri › Jefferson City

Find Flood Insurance Agents Near You in Jefferson City, MO

Browse flood insurance agents serving Jefferson City, Missouri. Updated 2026-07-14.

The top-rated flood insurance agent in Jefferson City, Missouri is Greg Kolb Agency Inc American Family Insurance, rated 4.9 stars across 73 reviews. Other highly rated options include Luebbering Insurance Agency, Llc, Heather Luebbert - Missouri Farm Bureau Insurance, Varner Insurance Agency, LLC (VIA, LLC). This directory lists 20 flood insurance agents serving Jefferson City.

Showing 20 flood insurance agents in Jefferson City, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greg Kolb Agency Inc American Family Insurance3432 W Truman Blvd Ste 102(573) 635-3240
2Luebbering Insurance Agency, Llc2717 Industrial Dr(573) 635-5810
3Heather Luebbert - Missouri Farm Bureau Insurance949 S Country Club Dr Ste B(573) 893-6965
4Varner Insurance Agency, LLC (VIA, LLC)231 E Capitol Ave(573) 893-4500
5Doug Glick - Missouri Farm Bureau Insurance931 Wildwood Dr Ste 102B(573) 415-0909
6Shelter Insurance - Tim Jenkins1005 Madison St(573) 636-3833
7Acrisure Jefferson City, MO (Vogel Insurance Group)301 Monroe St(573) 636-7020
8Shelter Insurance - Jake Voss206 W Dunklin St Ste A(573) 635-4645
9Tommy Feist1803 Sun Valley Dr Suite C(573) 606-4060
10Winter-Dent & Company101 E McCarty St(573) 634-2122
GK
3432 W Truman Blvd Ste 102
Greg Kolb Agency Inc American Family Insurance
Flood Insurance Agent · Jefferson City, MO

Greg Kolb Agency Inc American Family Insurance serves the Jefferson City, Missouri metro and surrounding areas as a flood insurance agent. It offers guidance on obtaining coverage that helps protect property from potential water-related damage. The agency assists both homeowners and renters in understanding their flood insurance needs. Common policies cover damage from rising water and storm surges in this region. It specializes in helping clients evaluate their flood risk and select appropriate policy limits for their properties.

LI
2717 Industrial Dr
Luebbering Insurance Agency, Llc
Flood Insurance Agent · Jefferson City, MO

Luebbering Insurance Agency, LLC provides a full range of flood insurance services for Jefferson City properties. The agency evaluates individual flood zone risks and helps clients select appropriate National Flood Insurance Program coverage. For commercial properties, it offers guidance on required policies and higher-risk mitigation options. Maintenance plans include annual policy reviews to reflect changing flood maps and property values. The company serves single-family homes, apartment complexes, retail spaces, and restaurants throughout the local area.

HL
949 S Country Club Dr Ste B
Heather Luebbert - Missouri Farm Bureau Insurance
Flood Insurance Agent · Jefferson City, MO

Heather Luebbert - Missouri Farm Bureau Insurance serves homeowners, businesses, and property managers seeking financial protection against water damage from rising waters. As a local flood insurance agent in Jefferson City, MO, this company helps clients understand the importance of securing coverage outside standard home policies. Flood risks can affect properties even in areas with lower risk designations, making knowledgeable guidance valuable for safeguarding assets. This agency also provides its flood insurance services to clients in nearby communities throughout Cole County and the greater Jefferson City metro area.

VI
231 E Capitol Ave
Varner Insurance Agency, LLC (VIA, LLC)
Flood Insurance Agent · Jefferson City, MO

Serving Jefferson City, Missouri, and the surrounding communities, Varner Insurance Agency, LLC (VIA, LLC) handles flood insurance for local homeowners and business owners. The agency assists clients in understanding their specific flood risk and the coverage options available to protect their property. For a typical job, a VIA, LLC representative discusses the property’s location in relation to flood zones and then walks the client through available policy choices to ensure adequate protection.

DG
931 Wildwood Dr Ste 102B
Doug Glick - Missouri Farm Bureau Insurance
Flood Insurance Agent · Jefferson City, MO

When spring rains swell the Missouri River or flash storms overwhelm local drainage near Jefferson City, property owners look for reliable guidance on flood coverage. Doug Glick with Missouri Farm Bureau Insurance helps area homeowners and businesses understand their risk and select appropriate policies that meet federal and lender requirements. The agency focuses on explaining flood zones, waiting periods, and coverage limits before moving to a careful property inspection or initial site assessment.

SI
1005 Madison St
Shelter Insurance - Tim Jenkins
Flood Insurance Agent · Jefferson City, MO

Shelter Insurance - Tim Jenkins specializes in flood insurance coverage for homes and businesses in Jefferson City, MO. The agency provides essential policies to protect properties from water damage and rising river levels. Flood insurance is often required for mortgage lending, and the company guides clients through the federal program requirements. Spring rains and rapid snowmelt along nearby waterways can create sudden flood risks, making timely policy reviews and updates a critical service for local property owners before seasonal storms arrive.

AJ
301 Monroe St
Acrisure Jefferson City, MO (Vogel Insurance Group)
Flood Insurance Agent · Jefferson City, MO

Acrisure Jefferson City, MO (Vogel Insurance Group) offers both one-time policies for specific flood events and recurring annual coverage for continual property protection. Flood insurance agents help clients understand that standard homeowners plans typically exclude flood damage, making a separate policy essential. Coverage options include structural protection and contents replacement, which can be tailored to individual risk factors in the Jefferson City area. Service is provided on an as-needed basis, allowing clients to obtain a policy quote or adjust existing coverage whenever their needs change.

SI
206 W Dunklin St Ste A
Shelter Insurance - Jake Voss
Flood Insurance Agent · Jefferson City, MO

Shelter Insurance – Jake Voss in Jefferson City, Missouri, provides general property coverage and specializes in flood insurance to protect homes and businesses from water damage. The agency helps clients assess their specific flood risks and secure appropriate policies for peace of mind. It offers tailored protection for commercial sectors including offices, warehouses, and food service operations, recognizing the unique hazards each facility may face in this region.

TF
1803 Sun Valley Dr Suite C
Tommy Feist
Flood Insurance Agent · Jefferson City, MO

Tommy Feist provides residential flood insurance services to homeowners in Jefferson City, Missouri, ensuring properties are covered against potential water damage. Commercial coverage is also available for businesses seeking to protect their assets and operations in the area. Flood risk can change with weather patterns, and this agent helps clients understand their policy options. After an initial policy is in place, representatives return periodically to review coverage and address any updates, making follow-up service a regular part of their workflow.

WD
101 E McCarty St
Winter-Dent & Company
Flood Insurance Agent · Jefferson City, MO
BA
2316 St Marys Blvd Ste 150
Booth Agency & Associates LLC
Flood Insurance Agent · Jefferson City, MO
(573) 893-3088
amfam.com/agents/missouri/jefferson-city/logan-booth
AJ
1530 Rax Ct
Acrisure Jefferson City, MO (Wallstreet Insurance Group)
Flood Insurance Agent · Jefferson City, MO
(573) 636-3222
acrisure.com
SI
1312 W High St
Select Insurance & Financial
Flood Insurance Agent · Jefferson City, MO
(573) 556-5500
selectinsuranceandfinancial.com
RC
1700 Missouri Blvd
Ron Comer - Mutual of Omaha
Flood Insurance Agent · Jefferson City, MO
(573) 893-1947
agents.mutualofomaha.com/agents/mo/jefferson-city/ron-comer
SI
627 W McCarty St Ste 301
Shelter Insurance - Charlie Jon Christiansen
Flood Insurance Agent · Jefferson City, MO
(573) 893-3388
shelterinsurance.com/CA/agent/CCHRISTIANSEN
FI
308 E High St Suite 210
Farmers Insurance - KO Insurance
Flood Insurance Agent · Jefferson City, MO
(573) 269-5433
koinsurance.us
GI
1441 Christy Dr
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Jefferson City, MO
(573) 634-2727
assuredpartners.com/JeffersonCity
MI
1808 Southwest Blvd
Missouri Insurance Associates
Flood Insurance Agent · Jefferson City, MO
(573) 636-7191
SS
525 E McCarty St
Sullivan & Shikles - Goosehead Insurance
Flood Insurance Agent · Jefferson City, MO
(573) 206-8083
goosehead.com/agents/mo/jefferson-city/haley-sullivan-and-callie-shikles
RF
308 E High St
RedWood Financial Group
Flood Insurance Agent · Jefferson City, MO
(573) 298-6480
redwoodfg.com

What Does a a Flood Insurance Agent in Jefferson City Cost?

The cost of flood insurance in Missouri varies based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from $700 to $2,500 for a standard home in a moderate-risk zone, but can exceed $4,000 in high-risk areas like AE zones near the Missouri River. Private flood insurance may offer different rates. This is general information, not insurance advice.

About flood insurance agents in Jefferson City

Flood insurance agents in Jefferson City, Missouri help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Missouri law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas (SFHAs) as designated by FEMA. Local agents understand the Missouri River floodplain risks and can guide you through elevation certificates and policy options.

Frequently Asked Questions

Is flood insurance required in Jefferson City Missouri?

Flood insurance is not required by Missouri state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Many properties near the Missouri River or its tributaries fall into this zone.

What does a flood insurance agent in Jefferson City do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and complete the application. They can also assist with elevation certificates and explain how Missouri flood maps affect your premium.

How do I find a flood insurance agent in Jefferson City?

You can search the Missouri Department of Insurance website for licensed agents who specialize in flood coverage. Local independent insurance agencies in Jefferson City often offer flood policies. Ask if they have experience with NFIP claims and Missouri flood zones.

Flood Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.