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Compare Flood Insurance Agents in Berkeley Heights, NJ
Directory of flood insurance agents in Berkeley Heights, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Berkeley Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 flood insurance agents in Berkeley Heights, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve McMahon - State Farm Insurance Agent
261 Springfield Ave #205, Berkeley Heights, NJ 07922
(908) 464-7525
berkeleyheightsinsurance.com
Jose Espejo: Allstate Insurance
302 Springfield Ave, Berkeley Heights, NJ 07922
(908) 464-4500
agents.allstate.com
Glenn Davis - State Farm Insurance Agent
144 Summit Ave, Berkeley Heights, NJ 07922
(908) 464-8710
glenndavisinsurance.net
HUB International
300 Connell Dr Suite 3000, Berkeley Heights, NJ 07922
(908) 790-6800
hubinternational.com
Flood insurance agents in Berkeley Heights, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages. Local agents can explain the elevation certificate requirements and flood zone maps specific to Berkeley Heights.
What Does a Flood Insurance Agent in Berkeley Heights Cost?
Typical flood insurance costs in New Jersey range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, elevation, and building value. Private market policies may cost more or less based on risk. Costs vary by situation, and this is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Berkeley Heights do?
A flood insurance agent helps you compare flood insurance policies, complete applications, and understand coverage limits. They can also assist with elevation certificate reviews and explain how New Jersey flood laws affect your property.
Do I need flood insurance in Berkeley Heights New Jersey?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many homeowners choose coverage because flooding can happen anywhere.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.