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Compare flood insurance agents in Closter. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Closter, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Closter, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hochron Insurance Agency, LLC
317 Harrington Ave Suite 2, Closter, NJ 07624
(201) 768-9086
hochroninsurance.com
Retcho Agency Inc
308 Harrington Ave, Closter, NJ 07624
(201) 768-0227
retchoagency.com
Flood insurance agents in Closter, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Closter is located in Bergen County, which has areas designated as Special Flood Hazard Areas by FEMA. New Jersey law requires flood insurance for properties with federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in Closter Cost?
In New Jersey, flood insurance premiums through the NFIP average around 1,000 to 3,000 per year for a single-family home, depending on risk factors. Private flood insurance may cost 500 to 2,000 annually for similar coverage. Actual costs depend on your property's elevation, flood zone, and deductible choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Closter New Jersey?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flood insurance is recommended because 20 percent of NFIP claims come from moderate-to-low risk areas.
What does a flood insurance agent in Closter do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.