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Find Flood Insurance Agents in Colts Neck, NJ

Directory of flood insurance agents in Colts Neck, New Jersey. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 flood insurance agents in Colts Neck, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colts Neck Brokerage
186 County Rd 537 1st Floor, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Garback Financial
265 NJ-34 Suite C, Colts Neck, NJ 07722
(732) 846-2992 garbackfinancial.com
Vincent J. Scanelli: Allstate Insurance
186 County Rd 537 Fl 2, Colts Neck, NJ 07722
(732) 431-5566 agents.allstate.com
World Insurance
281 NJ-34 Suite 817, Colts Neck, NJ 07722
(732) 255-6009 unitedcountiesins.com
Colts Neck Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Allstate Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-4033 agents.allstate.com

Flood insurance agents in Colts Neck, New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Colts Neck properties near the Swimming River or other floodplains may require elevation certificates. New Jersey law mandates flood insurance disclosure for sellers of properties in high-risk zones.

What Does a Flood Insurance Agent in Colts Neck Cost?

Flood insurance costs in New Jersey vary by flood zone, property value, and coverage amount. For a standard NFIP policy in Colts Neck, annual premiums often range from 700 to 2,500 dollars for moderate risk areas. High-risk zones may see premiums above 4,000 dollars. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Colts Neck New Jersey?
Flood insurance is required by federal law if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many Colts Neck properties benefit from coverage due to local flood risks.
What does a flood insurance agent in Colts Neck do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with elevation certificate requirements and claims questions.
How long does it take to get flood insurance in New Jersey?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.