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Looking for a flood insurance agent in Florham Park? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Florham Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 flood insurance agents in Florham Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
M L Cutler & Co
30 Columbia Turnpike Suite 201, Florham Park, NJ 07932
(973) 377-7700
mlcutler.com
Lawley
30 Columbia Turnpike Suite 200, Florham Park, NJ 07932
(973) 377-9100
lawleyinsurance.com
Edward R. DeFeo Agency Inc.
123 Columbia Turnpike #101A, Florham Park, NJ 07932
(973) 822-2229
defeoagency.com
Louis Campisano Insurance
26 Columbia Turnpike #103, Florham Park, NJ 07932
(973) 845-6004
pra-llc.com
Flood insurance agents in Florham Park, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Florham Park is located in Morris County and includes areas near the Passaic River, which can affect flood risk. New Jersey law requires lenders to mandate flood insurance for properties in high-risk zones, and agents can guide you through the process.
What Does a Flood Insurance Agent in Florham Park Cost?
Typical flood insurance costs in New Jersey range from 500 to 3,000 dollars per year depending on flood zone, coverage amount, and deductible. For example, a standard NFIP policy for a home in a moderate-risk area in Florham Park might cost 700 to 1,000 dollars annually. High-risk properties near waterways may see premiums over 2,000 dollars. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Florham Park do?
A flood insurance agent helps you assess your flood risk based on the property location in Florham Park. They explain policy options under the NFIP or private market and assist with filing claims. Agents also ensure compliance with New Jersey mortgage requirements.
Do I need flood insurance in Florham Park New Jersey?
Flood insurance is required by lenders if your property is in a Special Flood Hazard Area. Even outside high-risk zones, New Jersey experienced severe flooding from storms like Hurricane Irene, so agents often recommend coverage. Check FEMA flood maps for your specific address.
How much does flood insurance cost in New Jersey?
Costs vary by flood zone, building value, and deductible. In New Jersey, NFIP policies average around 700 to 1,200 dollars per year for low-risk areas, but high-risk zones can exceed 2,000 dollars. Private insurers may offer different rates. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.