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Flood Insurance Agents in Haddon Township, NJ

Directory of flood insurance agents in Haddon Township, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Haddon Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Haddon Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Affordable Insurance
2910 Mt Ephraim Ave, Haddon Township, NJ 08104
(856) 854-5665 affordableinsurancesnj.com
GreenLight Insurance Specialists
795 White Horse Pike, Haddon Township, NJ 08107
(856) 854-8001 insurewithgreenlight.com

Flood insurance agents in Haddon Township help property owners secure coverage required by New Jersey law and mortgage lenders. Located near the Cooper River and Newton Creek, many homes in Haddon Township fall within Special Flood Hazard Areas. An agent can explain the National Flood Insurance Program options and private market alternatives available in New Jersey.

What Does a Flood Insurance Agent in Haddon Township Cost?

Flood insurance premiums in New Jersey vary widely based on flood zone, elevation, and building characteristics. NFIP policies in Haddon Township typically range from 700 to 2,500 per year for standard homes, but high-risk properties can exceed 5,000. Private market policies may offer lower rates for low-risk homes or higher limits. Costs also depend on deductibles and whether the property has a completed elevation certificate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Haddon Township New Jersey?
Yes, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. New Jersey law also requires lenders to notify borrowers of flood risk. Even outside high-risk zones, many agents recommend coverage due to local storm and drainage flooding.
What does a flood insurance agent do in New Jersey?
A flood insurance agent assesses your property's flood risk using FEMA flood maps and local elevation data. They help you choose between NFIP policies and private flood insurance, explain coverage limits, and assist with the application process. Agents also advise on flood mitigation measures that may lower premiums.
How do I find a flood insurance agent in Haddon Township?
You can search the NFIP agent locator or contact local independent insurance agencies in Camden County. Many agents in Haddon Township specialize in New Jersey flood regulations and can provide quotes for both NFIP and private policies. Ask about their experience with Haddon Township flood zones and elevation certificates.