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Find Flood Insurance Agents Near You in Howell Township, NJ
Directory of flood insurance agents in Howell Township, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Howell Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in Howell Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Salonia - State Farm Insurance Agent
3728 US-9, Howell Township, NJ 07731
(732) 905-6408
ryansalonia.com
Dave Johnson State Farm Insurance Agent
5176 US-9, Howell Township, NJ 07731
(732) 367-8100
davidjohnsoninsurance.com
Phil Zorzi: Allstate Insurance
2210 US-9, Howell Township, NJ 07731
(732) 367-5599
agents.allstate.com
Ken Dadd: Allstate Insurance
227 Newtons Corner Rd, Howell Township, NJ 07731
(732) 920-6300
agents.allstate.com
Farmers Insurance - Kristina Antico
103 W 2nd St Ste 4, Howell Township, NJ 07731
(732) 837-3395
agents.farmers.com
AAA Insurance - Edward Licciardi Insurance Agency LLC
2344 US-9 Unit 1A, Howell Township, NJ 07731
(732) 780-7889
licciardiagency.com
Hilb Group
2380 US-9 Suite 10, Howell Township, NJ 07731
(800) 528-3758
hilbgroup.com
Flood insurance agents in Howell Township help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and guide you through the policy options available for your home or business.
What Does a Flood Insurance Agent in Howell Township Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and building value. Private policies may cost more or less. Premiums are set by federal guidelines for NFIP policies and vary by insurer for private policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Howell Township New Jersey?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents often recommend coverage because heavy rain and storm surges can cause damage.
What does a flood insurance agent in Howell Township do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.