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Compare Flood Insurance Agents in Lawrence Township, NJ

Looking for a flood insurance agent in Lawrence Township? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Lawrence Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 flood insurance agents in Lawrence Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Romy Buerano - State Farm Insurance Agent
2204 Brunswick Pike U S Hwy 1, Lawrence Township, NJ 08648
(609) 392-7555 romybuerano.com
Insurance Company of New Jersey
4B Executive Park Plaza Rd, Lawrence Township, NJ 08648
(609) 309-9575
Auletta Agency
2910 Princeton Pike, Lawrence Township, NJ 08648
(609) 883-5517 aulettaagency.com
Trinity Insurance Pro, Inc.
1618 Brunswick Ave, Lawrence Township, NJ 08648
(609) 423-5707

Flood insurance agents in Lawrence Township, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents in Lawrence Township can explain local flood maps and assist with elevation certificates.

What Does a Flood Insurance Agent in Lawrence Township Cost?

In Lawrence Township, annual flood insurance premiums for an NFIP policy typically range from 700 to 2,500 dollars for a standard home, but costs vary by flood zone, building elevation, and coverage amount. Private flood insurance may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lawrence Township New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because 25 percent of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent in Lawrence Township do?
An agent helps you compare NFIP and private flood policies, explains flood zone designations, and guides you through the application process. They also assist with required documents like elevation certificates for accurate premium pricing.
How long does it take to get flood insurance in New Jersey?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Agents can help you plan ahead to avoid gaps in coverage.