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Flood Insurance Agents in Lawrenceville, NJ

Browse flood insurance agents serving Lawrenceville, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Lawrenceville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Lawrenceville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gandelman Insurance Agency
684 Whitehead Rd, Lawrenceville, NJ 08648
(609) 695-1496 thegandelmanagency.com
Peter J Russo Agency
20 Denow Rd, Lawrenceville, NJ 08648
(609) 896-1021 pjrinsurance.com

Flood insurance agents in Lawrenceville, New Jersey help residents and business owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Lawrenceville is in Mercer County, an area with flood risks from the Delaware River and local waterways. New Jersey law requires flood insurance for properties with federally backed mortgages in high-risk flood zones.

What Does a Flood Insurance Agent in Lawrenceville Cost?

Typical flood insurance costs in Lawrenceville range from $500 to $2,000 per year for NFIP policies, depending on flood zone and property characteristics. Private insurers may offer higher coverage limits but at different rates. Elevation certificates and flood maps affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Lawrenceville do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain NFIP rules, coverage limits, and the 30-day waiting period before coverage begins. Agents also assist with filing claims and understanding elevation certificates.
Is flood insurance required in Lawrenceville New Jersey?
Flood insurance is required for properties in Special Flood Hazard Areas (SFHAs) with a federally backed mortgage. Even outside high-risk zones, lenders may still require coverage. New Jersey law does not mandate flood insurance for all properties, but it is strongly recommended.