Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in Matawan, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Fisher: Allstate Insurance
1016 NJ-34 Ste 5, Matawan, NJ 07747
(732) 583-4160
agents.allstate.com
Daven Agency
266 NJ-34, Matawan, NJ 07747
(732) 566-2000
davenagency.com
Farmers Insurance - Marcia Myers
228 NJ-34 Ste 3, Matawan, NJ 07747
(732) 441-9348
agents.farmers.com
Insurance Associates Plus
1098 NJ-34, Matawan, NJ 07747
(732) 583-5500
iapins.com
Tim Clifton Insurance Agency
161 Main St, Matawan, NJ 07747
(732) 566-4613
Ampac Insurance Agency Inc
266 NJ-34, Matawan, NJ 07747
(732) 583-9699
ampacinsuranceagency.com
Business Insurance Consultants Inc.
30 Freneau Ave # 2A, Matawan, NJ 07747
(732) 946-9300
businessinsure.com
Clifton William J
161 Main St, Matawan, NJ 07747
(732) 630-7653
What Does a Flood Insurance Agent in Matawan Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for standard NFIP policies, but rates vary based on flood zone, elevation, and building characteristics. Properties in high-risk zones like AE or VE may pay more. Private market policies can offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Matawan do?
A flood insurance agent helps you find a policy that meets your property's flood risk and lender requirements. They explain coverage limits, deductibles, and the waiting period before a policy takes effect. Agents also assist with flood zone determinations and elevation certificate requests.
Is flood insurance required for homes in Matawan New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many Matawan homeowners choose coverage due to storm surge and creek overflow risks. New Jersey participates in the NFIP, so standard policies are available through private agents.
How long does it take to get flood insurance in Matawan?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loan closings or map changes. An agent can help you start the process early to avoid gaps in coverage.