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Looking for a flood insurance agent in Ocean Township? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 flood insurance agents in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Insurance Adjusters, Inc.
1500 Allaire Ave suite 202, Ocean Township, NJ 07712
(732) 918-9400
atlanticinsadj.com
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257
brendaskinner.com
John Ford - Aflac Insurance Agent
17 Cutter Dr, Ocean Township, NJ 07712
(732) 575-9024
Flood insurance agents in Ocean Township, New Jersey assist property owners with National Flood Insurance Program (NFIP) policies. Ocean Township is located in Monmouth County and has areas designated as Special Flood Hazard Areas. New Jersey law requires flood insurance for properties with federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in Ocean Township Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,000 dollars per year for a standard NFIP policy in moderate-risk areas. High-risk zones can see premiums from 1,500 to 4,000 dollars annually. Actual costs depend on your property elevation, flood zone, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Ocean Township do?
A flood insurance agent helps you assess your flood risk, choose a policy, and complete the application. They can explain coverage limits and deductibles for your property in Ocean Township.
Is flood insurance required in Ocean Township New Jersey?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in moderate-risk zones, many homeowners choose to buy a policy for protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.