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Looking for a flood insurance agent in Parlin? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Parlin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 flood insurance agents in Parlin, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Pepe Jr. State Farm Insurance Agent
3D Parlin Dr, Parlin, NJ 08859
(732) 238-9800
johnpepejr.com
Thomas Schreiner: Allstate Insurance
236 Ernston Rd # 6, Parlin, NJ 08859
(732) 353-5658
agents.allstate.com
Michael Vitale - Mutual of Omaha
499 Ernston Rd suite b-5, Parlin, NJ 08859
(201) 306-5988
agents.mutualofomaha.com
Flood insurance agents in Parlin, New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the specific flood risks from the Raritan River and nearby waterways in Middlesex County.
What Does a Flood Insurance Agent in Parlin Cost?
Flood insurance costs in New Jersey vary by flood zone, elevation, and coverage amount. The average NFIP policy in New Jersey costs around $700 to $1,200 per year, but high-risk properties can pay $2,000 or more. Elevation certificates and mitigation measures can lower premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Parlin New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood insurance is recommended as 25% of flood claims come from low-to-moderate risk areas.
How do I find a flood insurance agent in Parlin?
You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Parlin. Agents must be licensed by the New Jersey Department of Banking and Insurance to sell flood policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.