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Find Flood Insurance Agents Near You in Piscataway, NJ
Directory of flood insurance agents in Piscataway, New Jersey. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wayne Douglas: Allstate Insurance
1262 Stelton Rd, Piscataway, NJ 08854
(732) 985-0606
agents.allstate.com
Chris Ciraulo - State Farm Insurance Agent
1056 Stelton Rd, Piscataway, NJ 08854
(732) 465-0400
chrisciraulo.com
Paul Spera - State Farm Insurance Agent
242 Old New Brunswick Rd, Piscataway, NJ 08854
(732) 981-0280
speraagency.com
Lavender Insurance Agency
10 Constitution Ave, Piscataway, NJ 08854
(908) 340-0736
Abnet Inc
371 Hoes Ln Suit 200, Piscataway, NJ 08854
(732) 424-0121
abnetincnj.com
Jess Marshall Agency
451 S Washington Ave #2, Piscataway, NJ 08854
(732) 968-7500
Farmers Insurance - Samir Patel
1090 Stelton Rd, Piscataway, NJ 08854
(732) 231-7447
Allstate Personal Financial Representative: Lisa Bollander
Flood insurance agents in Piscataway, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Piscataway is located in Middlesex County and includes areas within FEMA flood zones, particularly near the Raritan River. New Jersey law requires flood insurance for properties in high-risk areas with federally backed mortgages, and agents can guide you on compliance with state building codes and elevation requirements.
What Does a Flood Insurance Agent in Piscataway Cost?
Flood insurance costs in Piscataway depend on your property flood zone, elevation, and age. For a standard NFIP policy, annual premiums typically range from 700 to 1,500 dollars in moderate-risk areas and 2,000 to 5,000 dollars or more in high-risk zones like Zone AE near the Raritan River. Private insurers may offer lower rates for lower-risk properties. Costs also reflect New Jersey state surcharges and the NFIP Risk Rating 2.0 system. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Piscataway New Jersey?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or storm surge, so many homeowners choose optional coverage.
What does a flood insurance agent in Piscataway do?
A flood insurance agent evaluates your property flood risk, explains NFIP and private policy options, and helps you determine the right coverage limits. They also assist with filing claims and ensuring compliance with New Jersey floodplain management regulations.
How much does flood insurance cost in Piscataway New Jersey?
Costs vary based on flood zone, elevation, and building characteristics. Typical NFIP premiums in New Jersey range from 700 to 2,000 dollars per year for low-risk areas, but can exceed 4,000 dollars in high-risk zones. Private market rates may differ. This is general information, not insurance advice.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.