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Find Flood Insurance Agents Near You in Scotch Plains, NJ
Looking for a flood insurance agent in Scotch Plains? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in Scotch Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Bartlett - State Farm Insurance Agent
431 Park Ave, Scotch Plains, NJ 07076
(908) 322-4373
jasonbartlett.net
Empire Insurance Group, NJ
Spruce Mill Ln, Scotch Plains, NJ 07076
(908) 400-0100
empireinsurance.us
Nelson C. Espeland: Allstate Insurance
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300
agents.allstate.com
Shults Insurance Agency Inc.
377 Park Ave, Scotch Plains, NJ 07076
(908) 889-7444
shultsinsuranceagency.com
Allstate Scotch Plains Westfield
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300
agents.allstate.com
Farmers Insurance - Sammy Jimenez
1791 E 2nd St, Scotch Plains, NJ 07076
(908) 264-0100
agents.farmers.com
Gottesmann Agency
1906 Westfield Ave # A, Scotch Plains, NJ 07076
(908) 322-2304
Flood insurance agents in Scotch Plains New Jersey help property owners protect against flood damage. New Jersey law requires flood insurance for homes in high-risk flood zones as part of mortgage agreements. An agent can guide you through the National Flood Insurance Program and private market options available in Union County.
What Does a Flood Insurance Agent in Scotch Plains Cost?
Typical flood insurance costs in New Jersey range from 700 to 2000 dollars per year for NFIP policies. Premiums depend on your property's flood zone, elevation, and building characteristics. Private insurers may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Scotch Plains do?
A flood insurance agent helps you find a policy that covers flood damage to your property. They assess your flood risk based on FEMA flood maps and explain coverage limits. They also assist with filing claims and understanding policy exclusions.
Is flood insurance required in Scotch Plains New Jersey?
Flood insurance is required by lenders for properties in high-risk flood zones designated by FEMA. Even if not required, many homeowners in Scotch Plains choose flood insurance because of heavy rain and storm risks. New Jersey law does not mandate flood insurance outside of lender requirements.
How much does flood insurance cost in New Jersey?
Flood insurance costs vary by location, property value, and flood zone. In New Jersey, average annual premiums range from 700 to 2000 dollars for NFIP policies. Private market policies may cost more or less depending on risk factors.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.