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Looking for a flood insurance agent in Secaucus? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Secaucus, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Secaucus, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lichtenberger Agency LLC
333 Meadowlands Pkwy Suite B, Secaucus, NJ 07094
(201) 867-6871
lichtenbergeragency.com
Otterstedt Insurance Agency
1248 Paterson Plank Rd, Secaucus, NJ 07096
(201) 348-0600
otterstedt.com
Secaucus is located in a flood-prone area near the Hackensack River and Meadowlands. A flood insurance agent in Secaucus can help you understand your flood zone designation and obtain coverage through the National Flood Insurance Program or private insurers. New Jersey law requires lenders to mandate flood insurance for properties in high-risk zones, making an agent essential for compliance.
What Does a Flood Insurance Agent in Secaucus Cost?
Typical flood insurance costs in New Jersey range from 700 to 2000 dollars per year for an NFIP policy, depending on flood zone, elevation, and building characteristics. Private policies may cost less or more based on risk. Costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Secaucus New Jersey?
Secaucus is in a Special Flood Hazard Area as mapped by FEMA. A flood insurance agent can help you navigate NFIP rules, determine your base flood elevation, and ensure your coverage meets New Jersey mortgage requirements.
What flood insurance options are available in New Jersey?
New Jersey property owners can buy flood insurance through the NFIP or from private insurers. NFIP policies cover up to 250000 dollars for buildings and 100000 dollars for contents. Private policies may offer higher limits and additional coverage.
How does New Jersey law affect flood insurance requirements?
New Jersey law does not require flood insurance for all homes, but lenders often mandate it for properties in high-risk zones. The state also participates in the NFIPs Community Rating System, which can lower premiums for residents in participating communities like Secaucus.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.