Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank P Licato Agency LLC
2325 Plainfield Ave #2a, South Plainfield, NJ 07080
(908) 757-5500
licatoagency.com
Strategic Insurance Partners/Kape Insurance
510 Hamilton Blvd, South Plainfield, NJ 07080
(908) 757-6666
kapeinsurance.com
Kathy Jones Agency, LLC
2406 Park Ave, South Plainfield, NJ 07080
(908) 251-2582
kjinsuresnj.com
Loyalty Insurance Agency
2443 Plainfield Ave, South Plainfield, NJ 07080
(908) 340-0328
Macario Sambat - Prudential Financial
121 Barone Ave Suite 200, South Plainfield, NJ 07080
(908) 753-5610
prudential.com
Ramirez Insurance Agency
142 Oak Tree Ave Suite 1D, South Plainfield, NJ 07080
(609) 451-0475
ramirezins.com
BEEKAY FINANCIAL SERVICES
50 Cragwood Rd, South Plainfield, NJ 07080
(908) 315-3956
beekayonline.com
Cancela Insurance Brokerage LLC
142 Oak Tree Ave #1c, South Plainfield, NJ 07080
(909) 568-1301
cibllc.com
What Does a Flood Insurance Agent in South Plainfield Cost?
Typical flood insurance costs in New Jersey range from $500 to $2,500 per year for NFIP policies, with higher rates for properties in high-risk flood zones. Private flood insurance may offer different pricing and higher coverage limits. Your actual cost depends on factors like your home elevation, flood zone designation, and chosen deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in South Plainfield?
South Plainfield is in Middlesex County, which has areas in Special Flood Hazard Areas. If your property is in a high-risk zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many residents choose coverage.
What does a flood insurance agent in South Plainfield do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How much does flood insurance cost in New Jersey?
Costs vary based on property location, elevation, and coverage amount. In New Jersey, NFIP policies average around $700 to $1,200 per year for standard residential coverage. Private policies may cost more or less depending on risk. Your agent can provide a quote specific to your South Plainfield property.