Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in Springfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul Tye - GEICO Insurance Agent
200 US-22, Springfield, NJ 07081
(973) 924-2048
geico.com
Angel Rodriguez - State Farm Insurance Agent
120 Morris Ave, Springfield, NJ 07081
(973) 232-6170
springfieldagent.net
RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc.
871 Mountain Ave, Springfield, NJ 07081
(973) 467-8850
krainsurance.com
Mike Scalera - State Farm Insurance Agent
401 Morris Ave, Springfield, NJ 07081
(973) 564-7717
mikescalera.com
Farmers Insurance - Rosa Rosales-Szulewski
26 Millburn Ave Ste 7-8, Springfield, NJ 07081
(973) 500-4080
agents.farmers.com
Reiner Insurance
384 Morris Ave, Springfield, NJ 07081
(973) 376-6810
reinerinsurance.com
Anthony J Fonseca Agency
99 Morris Ave Suite 103, Springfield, NJ 07081
(973) 379-7436
progressiveagent.com
The Roth Agency
99 Morris Ave # 303, Springfield, NJ 07081
(973) 994-1944
therothagency.net
What Does a Flood Insurance Agent in Springfield Cost?
Flood insurance costs in New Jersey vary by flood zone, property value, and coverage amount. In Springfield, NFIP premiums typically range from $700 to $2,500 per year for a standard home. High-risk properties in Zone A or AE may cost more. Private policies can be competitive but depend on risk assessment. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Springfield New Jersey?
Flood insurance is not required by state law, but it is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Springfield is in Union County, which has several flood-prone zones near the Rahway River. An agent can check your flood zone and recommend coverage.
How do I find a flood insurance agent in Springfield?
You can search the New Jersey Department of Banking and Insurance website for licensed agents. Many local independent agents in Springfield also offer flood policies. Ask if they write NFIP and private flood insurance for broader options.
What does a flood insurance policy in New Jersey typically cover?
Standard NFIP policies cover up to $250,000 for building damage and $100,000 for contents. Private policies may offer higher limits and additional coverage like basement improvements. An agent can explain exclusions such as sewer backup not caused by flood.