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Find Flood Insurance Agents in Woodbridge, NJ

Looking for a flood insurance agent in Woodbridge? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Woodbridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in Woodbridge, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Karras - State Farm Insurance Agent
97 Main St Suite 209, Woodbridge, NJ 07095
(732) 634-8844 nickkarras.net
Jose Omar Estevez: Allstate Insurance
843 Rahway Ave, Woodbridge, NJ 07095
(732) 734-8394 agents.allstate.com
First Investors Corporation
1 Woodbridge Center Dr, Woodbridge, NJ 07095
(732) 253-4135
Palisades Safety & Insurance Management
581 Main St, Woodbridge, NJ 07095
(908) 790-7800 plymouthrock.com
Carmen Brocato Insurance Agent
158 Main St, Woodbridge, NJ 07095
(732) 592-2112 pbainsure.com
PBA Blue Guardian Insurance Agency, LLC
158 Main St, Woodbridge, NJ 07095
(973) 615-9072 pbainsure.com
JP Fortier & Sons Inc
Feibush professional Building, 676 Amboy Ave #5, Woodbridge, NJ 07095
(732) 442-0066 mercuryinsurance.com

Flood insurance agents in Woodbridge, New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Woodbridge is located in a flood-prone area near the Raritan River and Arthur Kill, making flood insurance important for many properties. New Jersey law requires lenders to mandate flood insurance for properties in high-risk flood zones, so working with a local agent can ensure compliance.

What Does a Flood Insurance Agent in Woodbridge Cost?

Typical flood insurance costs in Woodbridge, New Jersey range from 600 to 3,000 dollars per year for a standard home through the NFIP. Private insurers may offer policies from 500 to 4,000 dollars annually depending on risk factors like elevation and proximity to water. Costs also vary by coverage amount and deductible chosen. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Woodbridge do?
A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private insurers, and complete the application process. They can also assist with renewals and claims questions.
Is flood insurance required in Woodbridge New Jersey?
Flood insurance is required by federal law for properties in Special Flood Hazard Areas with a federally backed mortgage. In New Jersey, state law does not mandate flood insurance outside these zones, but agents recommend it for all properties near water.
How much does flood insurance cost in Woodbridge New Jersey?
Costs vary based on flood zone, elevation, and property value. In Woodbridge, typical NFIP policies range from 700 to 2,000 dollars per year for standard homes. Private policies may offer different rates and higher coverage limits.