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Looking for a flood insurance agent in Amherst? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 flood insurance agents in Amherst, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706
elmwoodagency.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815
buttersonagency.com
Frank M Ventry LLC
2153 Niagara Falls Blvd Suite 3, Amherst, NY 14228
(716) 957-3520
erieinsurance.com
Donald L. Houck Agency, Inc.
1940 Eggert Rd, Amherst, NY 14226
(716) 835-2525
houckins.com
Gallagher Insurance, Risk Management & Consulting
90A John Muir Dr, Amherst, NY 14228
(716) 688-5600
assuredpartners.com
Dave Mcmahon Insurance Agency
4476 Main Rd Suite 113, Amherst, NY 14226
(716) 832-0003
davemcmahonagency.com
Arrow Insurance LLC
3622-3636 Sheridan Dr, Amherst, NY 14226
(716) 351-4481
All star Insurance Co.
2066 Eggert Rd Ste 2, Amherst, NY 14226
(716) 567-8256
allstate.com
NAC Insurance Agency
2277 Niagara Falls Blvd, Amherst, NY 14228
(716) 235-5910
nacinsuranceagency.com
Flood insurance agents in Amherst, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Amherst is located in Erie County, which has areas designated as Special Flood Hazard Areas by FEMA. New York law requires flood insurance for properties with federally backed mortgages in high-risk zones, and agents can guide you on coverage limits and elevation certificates.
What Does a Flood Insurance Agent in Amherst Cost?
Typical flood insurance costs in Amherst, New York range from 700 to 2,500 dollars annually for an NFIP policy, depending on flood zone, building elevation, and coverage limits. Private flood insurance may cost more or less based on risk assessment. New York law requires agents to disclose policy terms clearly. Costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Amherst New York?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required by federal law to carry flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rain and snowmelt can cause flooding in Amherst.
What does a flood insurance agent in Amherst do?
A flood insurance agent evaluates your property risk, explains NFIP and private policy options, and helps you complete the application. They also assist with obtaining elevation certificates and understanding New York state building code requirements for flood-resistant construction.
How much does flood insurance cost in Amherst New York?
Costs vary based on property elevation, flood zone, and coverage amount. In Amherst, NFIP premiums typically range from 700 to 2,500 dollars per year for standard policies. Private insurers may offer different rates. An agent can provide a specific quote for your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.