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Looking for a flood insurance agent in Bedford? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Bedford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 flood insurance agents in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rammcy Corp
448 Old Post Rd Suite 448D, Bedford, NY 10506
(914) 864-0570
rammcycorp.com
Houlihan Lawrence - Bedford Real Estate Agency
22 Village Green, Bedford, NY 10506
(914) 234-9099
houlihanlawrence.com
Hickey & Hickey Inc.
460 Old Post Rd, Bedford, NY 10506
(914) 234-9212
hickeyandhickeyinc.com
Long Term Care Insurance
14 East Way, Bedford, NY 10506
(914) 234-7767
Flood insurance agents in Bedford New York help property owners secure coverage through the National Flood Insurance Program and private insurers. Bedford is in Westchester County, which has areas in high-risk flood zones due to the Hudson River and local waterways. New York law requires flood insurance for properties in Special Flood Hazard Areas with a federally backed mortgage.
What Does a Flood Insurance Agent in Bedford Cost?
Flood insurance costs in Bedford New York vary by property elevation, flood zone, and coverage amount. NFIP rates are set federally, with average annual premiums in Westchester County ranging from 700 to 2,500 dollars for a standard policy. Private insurers may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bedford New York?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, and many homeowners choose to purchase a policy for protection.
What does a flood insurance agent in Bedford do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How long does it take for flood insurance to start in New York?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. There are exceptions for loan closings and map changes. An agent can advise on timing for your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.