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Directory of flood insurance agents in Centereach, New York. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 flood insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
nationwide.com
Flood insurance agents in Centereach New York help homeowners and businesses secure coverage against flood damage. New York state law requires flood insurance for properties in high-risk flood zones as designated by FEMA. Agents can explain local flood maps and guide you through the National Flood Insurance Program options.
What Does a Flood Insurance Agent in Centereach Cost?
Flood insurance costs in New York vary based on flood zone property value and coverage amount. In Centereach annual premiums typically range from 500 to 2000 dollars for standard policies. Higher-risk properties may face premiums above 3000 dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Centereach New York?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will likely require flood insurance. Even outside high-risk zones flooding can occur so many residents choose coverage for peace of mind.
What does a flood insurance agent in Centereach do?
A flood insurance agent helps you assess your flood risk review policy options and submit applications. They can also explain coverage limits deductibles and how New York building codes affect your premium.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.