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Directory of flood insurance agents in Coram, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Coram, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 flood insurance agents in Coram, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patty Herbstman - State Farm Insurance Agent
1672 NY-112, Coram, NY 11727
(631) 509-6890
herbstmaninsurance.com
National Computerized Agencies Inc
2201 NY-112, Coram, NY 11727
(631) 737-0700
coveragequote.com
Secure Harbor Insurance NY
3732 NY-112, Coram, NY 11727
(631) 532-8074
copcoverage.com
Nu Concept Insurance Inc
3663 NY-112 #9, Coram, NY 11727
(631) 736-3300
Flood insurance agents in Coram, New York help property owners secure coverage through the National Flood Insurance Program and private markets. Coram is in a coastal area where flood risk is high, and New York State requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages. An agent can explain New York-specific elevation certificates and flood zone maps.
What Does a Flood Insurance Agent in Coram Cost?
The cost of flood insurance in Coram varies based on flood zone, building elevation, and coverage amount. Typical NFIP premiums in New York range from 700 to 2,000 dollars per year for standard policies, but high-risk areas may see costs above 4,000 dollars. Private market policies can offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Coram do?
A flood insurance agent helps you find a policy that meets your needs and complies with New York regulations. They review flood zone maps, determine your risk, and assist with NFIP applications. They also explain coverage limits and deductibles.
Is flood insurance required in Coram New York?
Flood insurance is required for properties in high-risk flood zones with a mortgage from a federally regulated lender. New York State also mandates flood insurance for certain state-backed loans. Even in moderate-risk areas, many homeowners choose coverage.
How do I choose a flood insurance agent in Coram?
Look for an agent licensed in New York with experience in NFIP policies and private flood insurance. Check their knowledge of Coram flood zones and local elevation requirements. Ask about their process for helping with claims and policy renewals.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.