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Find Flood Insurance Agents Near You in Farmingville, NY

Compare flood insurance agents in Farmingville. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Farmingville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 flood insurance agents in Farmingville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marchese Agency Inc.: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600 agents.allstate.com
Vern M Pierce - State Farm Insurance Agent
760C Horseblock Road, Farmingville, NY 11738
(631) 732-4900 vpierce.com
World Insurance Associates LLC
2410 N Ocean Ave Suite 502, Farmingville, NY 11738
(631) 698-4776 cottencoverage.com
Robert Newell: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600 agents.allstate.com
Policy Insurance Service
1055 Portion Rd, Farmingville, NY 11738
(631) 729-9164
Gesla Insurance Agency
2410 N Ocean Ave #304, Farmingville, NY 11738
(631) 840-0027

Flood insurance agents in Farmingville New York help property owners secure coverage through the National Flood Insurance Program and private markets. New York state law requires lenders to mandate flood insurance for properties in high-risk zones. Agents in Farmingville understand the specific flood risks from local waterways and storm surges common to Long Island.

What Does a Flood Insurance Agent in Farmingville Cost?

Typical flood insurance costs in Farmingville New York range from 500 to 3000 per year for NFIP policies depending on elevation flood zone and deductible. Properties in high-risk areas like Zone AE pay higher premiums. New York law requires insurers to provide a written explanation for rate changes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Farmingville New York?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones many homeowners choose coverage because heavy rain and storm surge can cause flooding.
How do I find a flood insurance agent in Farmingville?
You can search the NFIP agent locator or contact local independent insurance agencies in Suffolk County. Ask agents about their experience with New York flood maps and the NFIP's Increased Cost of Compliance coverage.
What does flood insurance cost in Farmingville New York?
Costs vary based on flood zone building characteristics and coverage amount. In New York average NFIP premiums range from 700 to 2000 per year for standard policies. Private market options may offer different rates.