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Find Flood Insurance Agents Near You in Freeport, NY

Directory of flood insurance agents in Freeport, New York. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 flood insurance agents in Freeport, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lilian Rodriguez: Allstate Insurance Services
386 Atlantic Ave, Freeport, NY 11520
(516) 489-6900 agents.allstate.com
DCAP Insurance
17 Sunrise Hwy, Freeport, NY 11520
(516) 379-8900 dcapinsurance.com
Ken Dookram - State Farm Insurance Agent
49 W Merrick Rd, Freeport, NY 11520
(516) 378-4466 kendookram.net
William Bonomo: Allstate Insurance
149 W Merrick Rd, Freeport, NY 11520
(516) 868-7900 agents.allstate.com
Mike Saadati: Allstate Insurance
Freeport, NY 11520
(516) 539-9000 agents.allstate.com
White & Re Agency
113 Sunrise Hwy B, Freeport, NY 11520
(516) 378-5555 whitereagency.com
Careful Trust Inc Co
45 Church St, Freeport, NY 11520
(516) 331-2427
Insurance Associates, Inc.
30 S Ocean Ave, Freeport, NY 11520
(516) 234-6352
American Agency Inc
140 S Ocean Ave, Freeport, NY 11520
(516) 379-3600

Flood insurance agents in Freeport New York help property owners navigate National Flood Insurance Program rules. Freeport is in a high-risk flood zone due to its coastal location on Long Island. New York law requires flood insurance for federally backed mortgages in designated Special Flood Hazard Areas.

What Does a Flood Insurance Agent in Freeport Cost?

Typical flood insurance costs in Freeport range from 700 to 2,500 dollars per year for a standard NFIP policy. Premiums depend on the property flood zone, elevation, and building characteristics. New York law requires insurers to provide a Flood Insurance Rate Map determination. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Freeport do?
A flood insurance agent helps you select an NFIP policy that meets your property needs. They explain flood zone maps and coverage limits specific to Freeport. They also assist with filing claims after a flood event.
Is flood insurance required in Freeport New York?
Yes, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Freeport participates in the NFIP, so flood insurance is mandatory for those loans. Even if not required, coverage is recommended due to storm surge risks.
How do I find a flood insurance agent in Freeport?
You can search the NFIP agent locator on the FEMA website for agents near Freeport. Local real estate offices and banks often have referrals. Verify the agent is licensed in New York to sell flood insurance.