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Flood Insurance Agents in Garden City, NY

Looking for a flood insurance agent in Garden City? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Garden City, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patriot Growth Insurance Services
377 Oak St #404, Garden City, NY 11530
(516) 419-5050 jpins.com
The Drake Insurance Agency
26 Nassau Blvd, Garden City, NY 11530
(516) 916-4020 thedrakeagency.com
Acrisure Garden City, NY (Whitmore Group Ltd.)
370 Old Country Rd, Garden City, NY 11530
(516) 746-4141 acrisure.com
The Town Agency, Inc.
1205 Franklin Ave #102, Garden City, NY 11530
(516) 294-1000 thetownagency.com
Stratford Insurance Agency, LLC.
1205 Franklin Ave 340 3rd Floor, Garden City, NY 11530
(516) 489-7129 stratfordagency.com

Flood insurance agents in Garden City, New York help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can guide you through local flood map updates and elevation certificate needs.

What Does a Flood Insurance Agent in Garden City Cost?

Typical flood insurance costs in Garden City range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums are set by risk factors, not by the agent. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Garden City do?
A flood insurance agent helps you choose a policy that meets your property needs. They explain NFIP rules, private market options, and New York state flood disclosure requirements. They also assist with filing claims after a flood event.
Is flood insurance required in Garden City New York?
Flood insurance is required by lenders for properties in Special Flood Hazard Areas (SFHAs) as shown on FEMA maps. New York state does not have a separate mandate, but mortgage lenders enforce this requirement. Even outside SFHAs, coverage is recommended due to storm risks.
How do I find a flood insurance agent in Garden City?
You can search for licensed insurance agents through the New York State Department of Financial Services website. Many local agencies in Nassau County offer flood insurance services. Compare quotes from multiple agents to find suitable coverage.