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Find Flood Insurance Agents in Guilderland, NY

Directory of flood insurance agents in Guilderland, New York. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910 jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643 agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001 2001cia.com

Flood insurance agents in Guilderland New York help property owners secure coverage through the National Flood Insurance Program or private insurers. New York state law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain local flood maps and coverage options for homes and businesses in the Capital District area.

What Does a Flood Insurance Agent in Guilderland Cost?

Typical flood insurance costs in New York range from 700 to 2000 dollars per year for NFIP policies. Private market policies may cost more or less depending on risk. Factors include property elevation, flood zone, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Guilderland do?
A flood insurance agent helps you evaluate your flood risk and choose a policy. They guide you through NFIP rules and private market options. They also assist with policy renewals and claims questions.
Is flood insurance required in Guilderland New York?
Flood insurance is required by lenders for properties in Special Flood Hazard Areas. New York does not have a state mandate for flood insurance outside of lender requirements. However, many homeowners choose coverage even in low-risk zones.