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Looking for a flood insurance agent in Liverpool? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Liverpool, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 flood insurance agents in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InFocus Insurance
8035 Oswego Rd, Liverpool, NY 13090
(315) 622-3333
infocusinsurance.com
Farmers Auto and Home Insurance - Paul Bianchi
7854 Oswego Rd, Liverpool, NY 13090
(315) 622-2255
agents.farmers.com
Chris Otis - State Farm Insurance Agent
5122 W Taft Rd, Liverpool, NY 13088
(315) 458-5234
christopherotis.com
Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs.
7143 Henry Clay Blvd, Liverpool, NY 13088
(315) 457-1511
theinsuranceshop1.com
Central New York Agency LLC
7337 Oswego Rd, Liverpool, NY 13090
(315) 934-4466
cnyagency.com
Upstate Insurance Agency Inc.
609 7th N St, Liverpool, NY 13088
(315) 944-6494
myupstateinsurance.com
Nationwide Insurance: Thomas J. Desain
8398 Oswego Rd, Liverpool, NY 13090
(315) 622-1600
agency.nationwide.com
Flood insurance agents in Liverpool, New York help residents and business owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Liverpool is located near Onondaga Lake and the Seneca River, making flood risk awareness important. New York law requires lenders to mandate flood insurance for properties in high-risk zones, so an agent can guide you on compliance and coverage options.
What Does a Flood Insurance Agent in Liverpool Cost?
Typical costs for flood insurance in New York range from about $700 to $2,000 per year for an NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private policies may cost more or less based on risk. Actual premiums vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Liverpool do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain New York state requirements, such as elevation certificates for certain properties.
Is flood insurance required in Liverpool New York?
Flood insurance is not required by New York state law, but it is mandatory if your property is in a high-risk flood zone and you have a federally backed mortgage. An agent can check your zone and advise accordingly.
How do I choose a flood insurance agent in Liverpool?
Look for an agent licensed in New York with experience in NFIP policies. Ask about their knowledge of local flood maps and the 30-day waiting period for NFIP coverage to take effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.