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Find Flood Insurance Agents Near You in Mastic, NY
Directory of flood insurance agents in Mastic, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Mastic, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 flood insurance agents in Mastic, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Pescetti - State Farm Insurance Agent
1120 Montauk Hwy c, Mastic, NY 11950
(631) 399-9333
spescetti.com
Goosehead Insurance - Bill Condy
1355 Montauk Hwy, Mastic, NY 11950
(631) 824-0822
goosehead.com
Brazier Insurance Agency
1490 Montauk Hwy, Mastic, NY 11950
(631) 281-1700
brazierinsurancemastic.com
DOCKSIDE INURANCE BROKERAGE INC.
18 Campbell Dr, Mastic, NY 11950
(516) 591-2359
sites.google.com
Flood insurance agents in Mastic New York help homeowners and businesses secure coverage through the National Flood Insurance Program. Mastic is in a high-risk flood zone due to its proximity to the Great South Bay and Atlantic Ocean. New York law requires flood insurance for properties with federally backed mortgages in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Mastic Cost?
Typical flood insurance costs in Mastic New York range from 700 to 2,500 dollars per year for a standard NFIP policy. Premiums depend on flood zone, elevation, building age, and coverage amount. Private flood insurance may cost more or less. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Mastic New York?
A flood insurance agent can help you navigate NFIP rules and find the right coverage for your property. Mastic is prone to storm surge and heavy rain flooding. An agent ensures you meet lender requirements and understand your policy limits.
What flood zones are common in Mastic New York?
Mastic includes zones AE and VE which are high-risk areas. Zone AE has a 1 percent annual chance of flooding with base flood elevations. Zone VE is a coastal high-hazard area with additional wave action risks.
How does New York law affect flood insurance requirements in Mastic?
New York follows federal NFIP rules for mandatory purchase requirements. If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you must have flood insurance. New York also requires disclosure of flood history during property sales.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.