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Flood Insurance Agents in New Hartford, NY

Looking for a flood insurance agent in New Hartford? Review the directory below to compare your options.

4 agents listed
Updated May 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 flood insurance agents in New Hartford, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Frigault Agency, Inc.
136 Clinton Rd Rt. 12B, New Hartford, NY 13413
(315) 797-8080 uticaromeinsurance.com
Turnbull Insurance Service
600 French Rd, New Hartford, NY 13413
(315) 735-9201 turnbull-insurance.com
McRorie-Peo Agency
48 Genesee St Floor 2, New Hartford, NY 13413
(315) 316-0084 mcroriepeo.agency
Farmers Insurance - Tricia Darling Agency
1 Ellinwood Ct, New Hartford, NY 13413
(315) 736-8747 agents.farmers.com

What Does a Flood Insurance Agent in New Hartford Cost?

Flood insurance costs in New York vary by property location, elevation, and coverage amount. Typical NFIP policies range from 700 to 2,500 per year for standard residential coverage. Private flood insurance may cost more or less depending on risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in New Hartford do?
A flood insurance agent helps you find and purchase flood insurance coverage for your home or business. They assess your property risk, explain policy terms, and assist with claims. In New York, agents must be licensed by the state Department of Financial Services.
Is flood insurance required in New Hartford New York?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Even if not required, many New Hartford properties near the Mohawk River benefit from voluntary coverage.