Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Penfield, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson MoneyMax Group, LLC
421 Penbrooke Dr Suite 3, Penfield, NY 14526
(585) 598-3737
moneymaxgroup.com
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008
mgminsure.com
Broker's Agency Corp
1777 Penfield Rd Suite 301, Penfield, NY 14526
(585) 491-1573
brokersagencycorp.com
What Does a Flood Insurance Agent in Penfield Cost?
Typical flood insurance costs in New York range from 700 to 2,500 dollars per year for NFIP policies. Private market policies may cost more or less depending on your property elevation and flood zone. Actual premiums vary based on coverage limits, deductible choices, and specific risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Penfield do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They can explain the difference between NFIP and private flood insurance options. Agents also assist with filing claims and updating coverage after property changes.
Is flood insurance required in Penfield New York?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. New York law follows federal guidelines under the Flood Disaster Protection Act. Even outside high-risk zones, many agents recommend coverage due to local storm risks.
How do I choose a flood insurance agent in Penfield?
Look for an agent licensed in New York with experience in flood insurance policies. Check their knowledge of FEMA flood maps for Monroe County. You can also ask about their ability to compare multiple carriers for competitive rates.