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Compare Flood Insurance Agents in Port Jefferson Station, NY

Looking for a flood insurance agent in Port Jefferson Station? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Port Jefferson Station, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 flood insurance agents in Port Jefferson Station, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Sgroi - State Farm Insurance Agent
612 NY-112, Port Jefferson Station, NY 11776
(631) 473-6941 portjeffagent.com
Insurance Suffolk Brokerage
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 909-3004
Newbrook Insurance Agency
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-7059 newbrookins.com
Bobby Hull Professional Group Inc.
48 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 473-6300 bobbyhullinsurance.com
Karras Agency
18 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 928-5052 karrasagency.com
The Daley Agency Inc
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 744-3350 thedaleyagencyinc.com
PROIOS INSURANCE AGENCY, INC.
18 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-9200 proiosinsurance.com
The Hull Agency
48 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 732-8882 thehullagency.com

What Does a Flood Insurance Agent in Port Jefferson Station Cost?

Flood insurance agent fees in New York are typically included in the policy premium, not charged separately. NFIP policies in Port Jefferson Station average 700 to 2,000 dollars annually for standard coverage, but high risk coastal properties may exceed 3,000 dollars. Private flood insurance may offer lower rates for low risk homes. Costs depend on your specific flood zone, building elevation, and coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Port Jefferson Station New York?
If your property is in a FEMA designated Special Flood Hazard Area, your mortgage lender will require flood insurance. Even outside high risk zones, New York law requires sellers to disclose flood history, and an agent can help you evaluate optional coverage.
What does a flood insurance agent do in New York?
A flood insurance agent helps you compare NFIP and private flood policies, determine your flood zone, and complete the required elevation certificate. They also explain New York specific rules like the 30 day waiting period for NFIP policies.