Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 flood insurance agents in Somers, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The K Merritt Agency
366 US-202, Somers, NY 10589
(914) 276-3400
agents.allstate.com
City Building Owners Insurance
293 NY-100 #109, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Girolamo Insurance
253 US-202, Somers, NY 10589
(914) 962-9777
girolamoagency.com
Health Plans NY Group Health Insurance Experts New York
189 NY-100, Somers, NY 10589
(914) 633-1717
healthplansny.com
Richard Sweig Insurance | Max Broker Services LLC
30 David Rd, Somers, NY 10589
(914) 248-6797
richardsweig.com
Growth Insurance New York
100 W Hill Dr, Somers, NY 10589
(914) 477-3651
Stuart E Cohen Ltd
293 NY-100, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Acrisure Somers, NY (Hudson Sound Brokerage Corporation)
101 The Ln, Somers, NY 10589
(914) 669-6000
acrisure.com
What Does a Flood Insurance Agent in Somers Cost?
Typical flood insurance costs in New York range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, property value, and coverage amount. Private market policies may cost more or less based on risk assessment and coverage features. Premiums in Somers can vary due to proximity to lakes and rivers. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Somers do?
A flood insurance agent in Somers helps you assess your flood risk and choose a policy that fits your needs. They guide you through NFIP or private options and explain coverage limits, deductibles, and exclusions. Agents also assist with filing claims and understanding New York flood insurance regulations.
Is flood insurance required in Somers New York?
Flood insurance is required by federal law if your property is in a high-risk flood zone and you have a mortgage from a federally regulated lender. New York state also mandates that insurers offer flood coverage on homeowners policies in certain areas. Even in low-risk zones, many agents recommend coverage due to unpredictable weather patterns.
How do I choose a flood insurance agent in Somers?
Look for an agent licensed in New York with experience in flood insurance and knowledge of local flood maps. Check their familiarity with Somers specific flood zones and ask about their access to both NFIP and private market policies. You can verify an agents license through the New York State Department of Financial Services.