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Directory of flood insurance agents in Stony Point, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Stony Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Stony Point, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Morais Insurance Agency
50 S Liberty Dr, Stony Point, NY 10980
(845) 469-9700
moraisagency.com
Insurance Agency New York
172 S Liberty Dr, Stony Point, NY 10980
(845) 288-1638
Hudson Valley Insurance Brokerage
7 Ryder Ct, Stony Point, NY 10980
(845) 271-3744
hudsonvalleyins.com
Flood insurance agents in Stony Point, New York help residents and businesses protect their property against flood damage. Stony Point is located in Rockland County near the Hudson River, and many properties fall within Special Flood Hazard Areas as mapped by FEMA. New York law requires flood insurance for properties with federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in Stony Point Cost?
Typical flood insurance costs in Stony Point range from 700 to 2,000 dollars per year for a standard NFIP policy, depending on flood zone, elevation, and coverage amount. Premiums for high-risk areas can exceed 4,000 dollars annually. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Stony Point New York?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so many property owners choose to purchase a policy.
How do I find a flood insurance agent in Stony Point?
You can search for licensed agents through the New York State Department of Financial Services website or ask local real estate professionals. Many agents in Rockland County specialize in National Flood Insurance Program policies.
What does flood insurance cover in New York?
Standard flood insurance from the NFIP covers building property and personal contents up to policy limits. It does not cover basement improvements or items stored in basements. Separate excess flood policies may be available for higher coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.