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Browse flood insurance agents serving Thornwood, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Thornwood, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Thornwood, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vintage Insurance LLC
720 Commerce St, Thornwood, NY 10594
(347) 315-8013
miller-ins.com
Levine Insurance
720 Commerce St, Thornwood, NY 10594
(914) 363-0984
levine-ins.com
Mt Pleasant Agency Ltd
586 Commerce St, Thornwood, NY 10594
(914) 769-6964
Flood insurance agents in Thornwood, New York help property owners secure coverage through the National Flood Insurance Program (NFIP). New York law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the specific flood risks for Thornwood areas near the Bronx River and Kensico Reservoir.
What Does a Flood Insurance Agent in Thornwood Cost?
Flood insurance costs in New York vary based on flood zone, elevation, and property value. Typical NFIP premiums in Westchester County range from 700 to 2,500 dollars per year for moderate-risk areas. High-risk properties may cost 3,000 to 8,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Thornwood New York?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by federal law. New York State also encourages coverage for properties outside high-risk zones due to local flooding risks.
How do I find a flood insurance agent in Thornwood?
You can search for licensed insurance agents in Westchester County who offer NFIP policies. The New York State Department of Financial Services provides a list of licensed agents in your area.
What does flood insurance cover in New York?
Standard NFIP policies cover structural damage and personal property loss from flooding. Coverage limits are up to 250,000 dollars for the building and 100,000 dollars for contents. New York law does not add extra coverage beyond NFIP standards.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.