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Find Flood Insurance Agents Near You in Concord, NC

Browse flood insurance agents serving Concord, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, The Compass Agency LLC, Jim Hodgens - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Concord.

Showing 17 flood insurance agents in Concord, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Byrd Agency Inc797 Davidson Dr NW(704) 786-2108
2Trey Siner Insurance Group247 Church St NE(704) 795-6878
3The Compass Agency LLC638 Concord Pkwy N(704) 933-8080
4Jim Hodgens - State Farm Insurance Agent845 Church St N #104(704) 782-3515
5Allen & Ballard Insurance Associates732 Kannapolis Pkwy(704) 795-7801
6Pegram & AllCare Insurance Services50 Transit Ct NW(704) 782-1123
7Madison Insurance Group3775 NC-73(704) 782-2073
8Ralph or "Britt" Brittain - State Farm Insurance Agent280 Concord Pkwy S The Village, #117(704) 786-5417
9HighStreet Moulton Insurance Group250 Church St NE(704) 782-6917
10Insurance Concord9900 Poplar Tent Rd Ste 115 #312(980) 306-5355
BA
797 Davidson Dr NW
Byrd Agency Inc
Flood Insurance Agent · Concord, NC

Byrd Agency Inc serves the greater Cabarrus County area, including Concord, NC, as a local flood insurance agent. The agency helps property owners navigate the complexities of flood risk and National Flood Insurance Program options. Its consultants provide guidance on policy selection to match individual property needs and local flood zone requirements. Clients can rely on the office for assistance with initial plan inquiries and policy management details. Specific services include explaining flood hazard maps and obtaining quotes for residential structures.

TS
247 Church St NE
Trey Siner Insurance Group
Flood Insurance Agent · Concord, NC

Trey Siner Insurance Group offers flood insurance agent services to property owners in Concord, NC, guiding clients through policy selection and coverage options. The company assists with plan evaluation and annual reviews to adjust for changing flood zone risks. Its service approach includes documentation support for claims and compliance with federal flood program requirements. The agency works with owners of single-family homes, apartments, retail spaces, and restaurants.

CA
638 Concord Pkwy N
The Compass Agency LLC
Flood Insurance Agent · Concord, NC

The Compass Agency LLC serves homeowners, businesses, and property managers in Concord, North Carolina, by helping them secure flood insurance coverage tailored to their property’s risk. The agency guides clients through the complexities of flood policies, ensuring they understand their options for protecting assets against water damage. This service is particularly valuable given the region’s exposure to seasonal storms. The agency also extends its flood insurance assistance to clients in the neighboring community of Kannapolis and surrounding Cabarrus County areas.

JH
845 Church St N #104
Jim Hodgens - State Farm Insurance Agent
Flood Insurance Agent · Concord, NC

Jim Hodgens - State Farm Insurance Agent in Concord, NC, serves clients across Concord and the surrounding Cabarrus County communities with flood insurance policies. The agency handles coverage for residential homes and commercial properties located in designated flood zones. To assess each client’s specific risk of water damage, the office reviews property elevation and local flood maps. It then offers customized policy options that meet federal requirements while addressing individual financial protection needs. The agency also guides clients through the claims process when storm events or rising water necessitate a payout.

AB
732 Kannapolis Pkwy
Allen & Ballard Insurance Associates
Flood Insurance Agent · Concord, NC

Allen & Ballard Insurance Associates specializes in flood insurance policies for residential and commercial properties in Concord, NC. The agency guides clients through the Federal Emergency Management Agency’s flood maps and coverage requirements. It serves homeowners, renters, and business owners seeking protection against rising water damage. Because many standard homeowners policies do not cover flooding, the firm helps secure separate flood policies before storms or heavy spring rains pose a seasonal threat to local properties.

PA
50 Transit Ct NW
Pegram & AllCare Insurance Services
Flood Insurance Agent · Concord, NC

Pegram & AllCare Insurance Services offers both one-time policy consultations for new property buyers and recurring policy reviews for existing homeowners in the Concord area. The agency focuses on explaining the difference between standard homeowners policies and separate flood coverage, which is not included in typical home insurance. Flood insurance rates are determined by FEMA flood zone maps and the structure’s elevation, so their guidance centers on these factors. Their service runs on a scheduled basis for annual policy renewals and as-needed for claims assistance after a storm.

MI
3775 NC-73
Madison Insurance Group
Flood Insurance Agent · Concord, NC

When seasonal storms threaten Concord, North Carolina, securing proper coverage becomes a critical concern, particularly for homes near flood-prone areas. Madison Insurance Group assists local property owners by navigating the details of flood insurance policies, including those required by lenders. This flood insurance agent provides clear consultations to help clients understand the specific risks related to their property’s location and elevation. The process begins with a thorough review of the home’s situation during a scheduled initial assessment, where the agent evaluates the property and discusses coverage options.

RO
280 Concord Pkwy S The Village, #117
Ralph or "Britt" Brittain - State Farm Insurance Agent
Flood Insurance Agent · Concord, NC
HM
250 Church St NE
HighStreet Moulton Insurance Group
Flood Insurance Agent · Concord, NC

HighStreet Moulton Insurance Group serves Concord homeowners seeking flood coverage to protect against water damage. The agency also provides commercial flood insurance policies for local businesses and property managers. Their service area includes Concord and the surrounding region in Cabarrus County. Clients can schedule an initial consultation to review existing policies or discuss new needs. The office maintains contact for follow-up questions and coordinates repeat service between regular annual reviews to adjust coverage as conditions change.

IC
9900 Poplar Tent Rd Ste 115 #312
Insurance Concord
Flood Insurance Agent · Concord, NC

Insurance Concord provides property insurance solutions for clients in Concord, North Carolina. This agency specializes in flood insurance, helping residential and commercial property owners obtain coverage to protect against water damage from rising waters. The policies address a range of structures, ensuring appropriate limits are in place for the specific risk level of a given location. The agency serves offices, warehouses, and food service establishments, tailoring flood protection options to the unique operational needs and physical footprints of each commercial sector.

JB
646 Church St N
Jason Bentley Agency
Flood Insurance Agent · Concord, NC
(704) 784-3300
bentleyagency.com
SD
148 Church St NE
S & D Insurance
Flood Insurance Agent · Concord, NC
(704) 786-7412
PI
481 Concord Pkwy N
Promise Insurance Agency
Flood Insurance Agent · Concord, NC
(704) 793-1040
promiseinsagency.com
UC
950 Lee-Ann Dr NE
United Cabarrus Insurance (an SIA Group Partner)
Flood Insurance Agent · Concord, NC
(704) 788-1233
ucins.com
BI
9280 Davidson Hwy
Beach Insurance
Flood Insurance Agent · Concord, NC
(704) 554-5701
beachinsurancellc.com
MA
167 Church St NE
The Morrison Agency
Flood Insurance Agent · Concord, NC
(704) 706-2325
morrisoninsagency.com
CC
832 Arbor St NE
Central Carolina Insurance Agency
Flood Insurance Agent · Concord, NC
(704) 885-2688
centralcarolina.com

What Does a a Flood Insurance Agent in Concord Cost?

Typical flood insurance costs in North Carolina range from about $700 to $2,000 per year for a standard NFIP policy, depending on flood zone, property value, and elevation. Private market policies can be higher or lower. Costs vary significantly by case. This is general information, not insurance advice.

About flood insurance agents in Concord

Flood insurance agents in Concord, North Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. North Carolina law requires lenders to mandate flood insurance for properties in high-risk flood zones. Concord residents near the Rocky River or other flood-prone areas should work with a local agent to understand their specific risk and coverage options.

Frequently Asked Questions

Do I need flood insurance in Concord North Carolina?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you decide if voluntary coverage is right for you.

How do I choose a flood insurance agent in Concord?

Look for an agent licensed in North Carolina who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood maps and the claims process. A good agent will explain coverage limits, deductibles, and waiting periods.

What is the waiting period for flood insurance in North Carolina?

Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching to buy a policy.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.