The top-rated flood insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, The Barge Group, Hurley Insurance Group. This directory lists 19 flood insurance agents serving Fayetteville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 129 Franklin St | (910) 484-6171 |
| 2 | Dan Heiman Insurance Agency, Inc | 505 Owen Dr Suite A | (910) 222-2222 |
| 3 | The Barge Group | 2517 Raeford Rd STE A | (910) 484-1769 |
| 4 | Hurley Insurance Group | 134 N McPherson Church Rd | (910) 868-3500 |
| 5 | Insurance Service Center-Agent Sarah Sanders | 2228 Hope Mills Rd | (910) 977-4559 |
| 6 | Ai insurance | 226 Rowan St | (910) 223-3066 |
| 7 | Darden, Miranda & Associates Insurance | 3007 Fort Bragg Rd | (910) 483-3611 |
| 8 | Insurance of the Carolinas | 2500 Raeford Rd | (910) 483-3027 |
| 9 | Statewide Insurance | 912 Hope Mills Rd | (910) 484-5738 |
| 10 | Warren Insurance Group - A Highstreet Partner | 639 Executive Pl STE 200 | (910) 323-2588 |
Callahan & Rice Insurance Group Inc serves the Fayetteville, North Carolina metro area as a flood insurance agent. The agency helps homeowners, renters, and business owners secure policies that protect properties from flood damage. Flood insurance is essential in this region due to storms and nearby waterways. The company assists clients with obtaining National Flood Insurance Program coverage and with assessing their specific flood risk. It handles new policy applications and claim support for flood-related losses.
The Barge Group serves homeowners, businesses, and property managers in Fayetteville, NC, by guiding them through flood insurance options to protect against water damage. As a local flood insurance agent, the company helps clients secure coverage that meets federal and private requirements for properties in flood-prone zones. Policies are explained clearly to ensure customers understand their risk and coverage limits. The agency also extends its services to property owners in the Hope Mills and Spring Lake areas of the Cumberland County metro region.
Hurley Insurance Group serves Fayetteville, North Carolina, and the surrounding communities of Fort Bragg, Hope Mills, and Spring Lake, handling a full range of residential and commercial flood insurance needs. The agency structures policies to address the specific flood zone classifications and elevation requirements common to the Cape Fear River basin. For each client, it begins with a detailed review of the property’s flood map designation before matching coverage limits to the replacement cost of the structure.
For customers seeking flood protection, Insurance Service Center-Agent Sarah Sanders in Fayetteville, NC differentiates between one-time policies for a single high-risk event and recurring annual plans. Coverage typically encompasses structural damage to the building and its contents from rising water. Assistance is provided with flood zone determinations and filing claims. All services are available on a scheduled or as-needed basis by appointment only.
Offering specialty flood insurance expertise, Ai insurance serves property owners in the Fayetteville, NC area. The agency advises on standard federal policies and, when available, private market alternatives for added coverage. It helps clients navigate flood zone designations and assess appropriate deductibles to manage personal risk. Each year, the office works with those affected by seasonal heavy rains and coastal storm surge, guiding policyholders through the complex process of filing flood damage claims.
In Fayetteville, NC, where heavy seasonal rains and nearby rivers can quickly raise flood risks, Darden, Miranda & Associates Insurance helps property owners understand their exposure to water damage. As a local flood insurance agent, the company explains the specific flood zone designations affecting homes and businesses in the Cape Fear region. They guide clients through the National Flood Insurance Program policies and help assess coverage limits for structures and contents. An initial property inspection is typically scheduled to review elevation and drainage conditions before a policy is written.
Insurance of the Carolinas provides property insurance solutions for the Fayetteville area, specializing in flood insurance coverage for residential and commercial clients. The agency addresses the particular needs of properties in flood-prone regions, helping policyholders understand available coverage options and risk factors. Clients can secure protection tailored to their specific property types and locations. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring these businesses have appropriate flood insurance in place.
Statewide Insurance serves residential homeowners in Fayetteville, North Carolina, by offering flood insurance policies that protect against water damage from storms and rising waters. The agency also provides commercial coverage for local business properties vulnerable to flooding throughout the Fayetteville area. Each policy is designed to meet National Flood Insurance Program requirements. The agency ensures that clients receive necessary documentation and support for claim filing. Follow‑up services are available between regular visits to review coverage limits and adjust policies as flooding risks change.
Warren Insurance Group - A Highstreet Partner in Fayetteville, NC, is known for guiding property owners through the specific flood insurance requirements of the Cape Fear region. Its agents help residents and businesses assess their local flood zone risks and secure appropriate National Flood Insurance Program policies. The company also assists clients in evaluating the value of additional excess flood coverage for high-value properties and structures located in high-risk AE and VE zones.
What Does a a Flood Insurance Agent in Fayetteville Cost?
Typical flood insurance costs in Fayetteville North Carolina range from 500 to 2,500 dollars per year for an NFIP policy. Factors include your property elevation, flood zone, and deductible choice. Private insurers may offer lower rates or higher limits but each case is unique. This is general information and not insurance advice.
About flood insurance agents in Fayetteville
Flood insurance agents in Fayetteville North Carolina help property owners secure coverage against flood damage. The Cape Fear River and local storms make flood risk a reality for many residents. North Carolina law requires lenders to mandate flood insurance for homes in high-risk flood zones.
Frequently Asked Questions
What does a flood insurance agent in Fayetteville do?
A flood insurance agent helps you find and purchase a flood insurance policy. They explain coverage options from the National Flood Insurance Program and private insurers. They also assist with flood zone determinations and premium quotes.
Do I need flood insurance in Fayetteville North Carolina?
If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will require flood insurance. Even outside high-risk zones, heavy rain and flash floods can cause damage. Many homeowners choose to buy a policy for peace of mind.
How much does flood insurance cost in Fayetteville?
Costs vary based on your flood zone, property value, and coverage limits. In North Carolina, NFIP policies typically range from 500 to 2,500 dollars per year. Private market policies may offer different rates and higher coverage limits.
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