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Find Flood Insurance Agents Near You in Beavercreek, OH
Directory of flood insurance agents in Beavercreek, Ohio. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Beavercreek, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 flood insurance agents in Beavercreek, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jack Herbst - State Farm Insurance Agent
3297 Seajay Dr, Beavercreek, OH 45430
(937) 426-1000
sfinsurancedayton.com
Michael Saylor - State Farm Insurance Agent
3797 Dayton Xenia Rd, Beavercreek, OH 45432
(937) 426-9834
michaelsaylor.us
Mick Lundy - State Farm Insurance Agent
2430 Dayton Xenia Rd ste c, Beavercreek, OH 45434
(937) 320-9070
micklundy.com
Matulka Insurance Agency
2262 County Line Rd, Beavercreek, OH 45430
(937) 781-0011
matulkainsurance.com
Reichley Insurance Agency powered by OneDigital
2440 Dayton Xenia Rd A, Beavercreek, OH 45434
(937) 429-0655
reichleyins.com
Miller Insurance & Financial Services, LLC
At The Greene, 70 Birch Alley Ste250, Beavercreek, OH 45440
Flood insurance agents in Beavercreek Ohio help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Ohio law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Many homes near the Little Miami River or Beavercreek floodplains may need this protection even outside mapped zones.
What Does a Flood Insurance Agent in Beavercreek Cost?
Typical flood insurance costs in Ohio range from 500 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market rates may be higher or lower. Actual premiums vary by property risk and chosen deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Beavercreek Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to carry flood insurance. Even outside these zones, agents often recommend coverage because heavy rain can cause localized flooding.
How does an Ohio flood insurance agent help with NFIP rules?
An agent can explain the 30-day waiting period for new NFIP policies and help you complete the Elevation Certificate required for accurate rating. They also advise on Ohio-specific flood history and community rating system discounts.
What information do I need to get a flood insurance quote in Beavercreek?
You will need your property address, flood zone designation from a FEMA map, and details about your homes elevation and foundation type. The agent uses this to calculate premiums under NFIP or private market rates.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.