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Compare Flood Insurance Agents in Huber Heights, OH
Browse flood insurance agents serving Huber Heights, Ohio. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 8 flood insurance agents in Huber Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450
locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950
nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728
ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010
amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300
gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455
agents.allstate.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800
agency.nationwide.com
Farmers Insurance
4752 Fishburg Rd C, Huber Heights, OH 45424
(937) 387-2648
farmers.com
Flood insurance agents in Huber Heights, Ohio help property owners secure coverage through the National Flood Insurance Program and private carriers. Ohio law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents in Huber Heights can explain local flood maps and policy options to protect your home or business.
What Does a Flood Insurance Agent in Huber Heights Cost?
Flood insurance costs in Ohio vary widely based on flood zone, property elevation, and coverage amount. For a typical NFIP policy in Huber Heights, annual premiums range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer lower rates or higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Huber Heights Ohio?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, Ohio law requires flood insurance. Even outside high-risk zones, flooding can occur, so an agent can help you evaluate your risk.
How do I find a flood insurance agent in Huber Heights?
You can search online for licensed insurance agents in Huber Heights who offer flood policies. Many local agencies provide quotes for both NFIP and private flood insurance. Verify the agent is licensed in Ohio through the Ohio Department of Insurance website.
What does flood insurance cover in Ohio?
Standard flood insurance covers structural damage to your building and its foundation, electrical and plumbing systems, and appliances. Contents coverage is available separately. Ohio policies follow NFIP rules, with a 30-day waiting period before coverage starts.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.